What Reddit is saying about pslf

Where pslf comes up

A sample of 10 posts

The highest scoring of the newest 50 posts that match, each with the start of the post and its top reply. The full list, every comment and anything older need a key.

1. Explain it to this ole guy like he’s 5

   Graduated 2010, have paid on my loans since then. I am at 117/120 “qualifying payments”, for the last 4 years I worked in private sector. Now going back to public in Jan. I consolidated to...

   Top reply (1 points): The consolidated standard plan doesn’t normally qualify for PSLF unless you consolidated less than 7500

   r/PSLF5 points12 comments2 d ago
2. Allied health considering medical school. Help me make sure I'm not about to blow myself up financially.

   Demographic Info: 30 Married No plans for children, ever Currently living in a LCOL area, planning a move to an MCOL area within the next year Current financial status: My income: Variable,...

   Top reply (1 points): Yeah it's fine. Go for it.

   r/whitecoatinvestor3 points16 comments2 d ago
3. Does anyone have a pslf employer that makes contributions towards their student loans? How does that work for you?

   I have an employer that directly pays Nelnet a marginal amount each month towards my student loans. I’m also on auto pay because I don’t wanna miss a payment. Last week when I was following up...

   Top reply (1 points): Many employers offer Student Loan Repayment assistance. You only need to pay the difference between your full IDR payment and what your employer offers for...

   r/PSLF2 points3 comments2 d ago
4. Switch from SAVE

   I have a significant loan through Nelnet which has been under COVID forbearance. I now have to pick a new plan. I make decent money but with today’s cost of living and financially caring for an...

   Top reply (1 points): I’d start with AI. Google or ChatGPT. It’s actually helpful. There aren’t many plans you’d want that don’t count for PSLF. Reddit is too emotional and niche...

   r/PSLF2 points1 comment1 d ago
5. Pointers on where to start

   Hello! My forbearance ends next month with an expected $800 monthly payment. I haven’t chosen a different plan than the standard, and have not yet applied for PSLF. All of my loans (\~80K) are...

   Top reply (1 points): Pick the cheapest between IBR, ICR, PAYE, or RAP. Time on RAP isn’t eligible for buyback and PAYE still have a partial financial hardship requirement. Use...

   r/PSLF2 points1 comment1 d ago
6. Loans still listed as forbearance despite switching to RAP?

   Hi everyone, looking for some advice. I started on the SAVE plan in January 2024 when repaying back my student loans. All but two of my loans had payments handled thru EdFinancial; the two that...

   Top reply (1 points): Your post appears to reference the federal Public Service Loan Forgiveness (PSLF) program or the related TEPSLF program. The /r/StudentLoans community has a...

   r/StudentLoans1 points7 comments1 d ago
7. PSLF

   I have met all of the qualifications for loan forgiveness, 120 plus qualifying payments, approved employer for the federal government and under an IBR plan. Both green banners say in excess of...

   Top reply (1 points): I was under the impression that you would have had to consolidate your FFEL loans awhile ago under the Biden administration to have them count for PSLF and...

   r/PSLF1 points2 comments1 d ago
8. Confused about the process

   Hi all, I am currently on PAYE (I've been on it for almost a year) and just got put on it again (I accidentally re-applied because recertification wasn't an option for me on student aid??). I just...

   Top reply (1 points): 1. Maintain your income based repayment plan. Eventually, PAYE will go away and you’ll need to switch plans (unless Congress intervenes again). Make sure...

   r/PSLF1 points2 comments1 d ago
9. Part time work

   I have a question about part time work. I once had a part time job at a qualifying employer where I was hired to work something like twenty hours a week. But the amount of hours I actually worked...

   r/PSLF1 points2 comments2 d ago
10. SAVE forbearance ending & about MOHELA autopay

    Hi folks, Switched from SAVE forbearance to IBR. First payment is due end of November. My previous autopay checking account (from before SAVE forbearance began) is no longer open. As soon as...

    Top reply (1 points): Your post appears to reference the federal Public Service Loan Forgiveness (PSLF) program or the related TEPSLF program. The /r/StudentLoans community has a...

    r/StudentLoans1 points1 comment5 h ago