{
  "keyword": "pslf",
  "page": "https://redlisten.com/reddit/pslf",
  "updated": "2026-11-12T00:57:18.563Z",
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  "top_communities": [
    {
      "subreddit": "r/pslf",
      "posts": 315,
      "comments": 1187,
      "total": 1502
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    {
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    {
      "subreddit": "r/whitecoatinvestor",
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  ],
  "sample_posts": [
    {
      "title": "Explain it to this ole guy like he’s 5",
      "subreddit": "r/PSLF",
      "score": 5,
      "comments": 12,
      "created_utc": 1794299623.945,
      "snippet": "Graduated 2010, have paid on my loans since then. I am at 117/120 “qualifying payments”, for the last 4 years I worked in private sector. Now going back to public in Jan. I consolidated to...",
      "url": "https://www.reddit.com/r/PSLF/comments/1xshq3t/explain_it_to_this_ole_guy_like_hes_5/",
      "top_comment": {
        "text": "The consolidated standard plan doesn’t normally qualify for PSLF unless you consolidated less than 7500",
        "score": 1,
        "url": "https://www.reddit.com/r/PSLF/comments/1xshq3t/_/19sf1axic4x42/"
      }
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    {
      "title": "Allied health considering medical school. Help me make sure I'm not about to blow myself up financially.",
      "subreddit": "r/whitecoatinvestor",
      "score": 3,
      "comments": 16,
      "created_utc": 1794274743.088,
      "snippet": "Demographic Info: 30 Married No plans for children, ever Currently living in a LCOL area, planning a move to an MCOL area within the next year Current financial status: My income: Variable,...",
      "url": "https://www.reddit.com/r/whitecoatinvestor/comments/1xsa81a/allied_health_considering_medical_school_help_me/",
      "top_comment": {
        "text": "Yeah it's fine. Go for it.",
        "score": 1,
        "url": "https://www.reddit.com/r/whitecoatinvestor/comments/1xsa81a/_/19seisak7fpz6/"
      }
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    {
      "title": "Does anyone have a pslf employer that makes contributions towards their student loans? How does that work for you?",
      "subreddit": "r/PSLF",
      "score": 2,
      "comments": 3,
      "created_utc": 1794286539.809,
      "snippet": "I have an employer that directly pays Nelnet a marginal amount each month towards my student loans. I’m also on auto pay because I don’t wanna miss a payment. Last week when I was following up...",
      "url": "https://www.reddit.com/r/PSLF/comments/1xse4b5/does_anyone_have_a_pslf_employer_that_makes/",
      "top_comment": {
        "text": "Many employers offer Student Loan Repayment assistance. You only need to pay the difference between your full IDR payment and what your employer offers for...",
        "score": 1,
        "url": "https://www.reddit.com/r/PSLF/comments/1xse4b5/_/19sev6cx1zhd1/"
      }
    },
    {
      "title": "Switch from SAVE",
      "subreddit": "r/PSLF",
      "score": 2,
      "comments": 1,
      "created_utc": 1794332246.173,
      "snippet": "I have a significant loan through Nelnet which has been under COVID forbearance. I now have to pick a new plan. I make decent money but with today’s cost of living and financially caring for an...",
      "url": "https://www.reddit.com/r/PSLF/comments/1xst7z9/switch_from_save/",
      "top_comment": {
        "text": "I’d start with AI. Google or ChatGPT. It’s actually helpful. There aren’t many plans you’d want that don’t count for PSLF. Reddit is too emotional and niche...",
        "score": 1,
        "url": "https://www.reddit.com/r/PSLF/comments/1xst7z9/_/19sg8d9jmh6oy/"
      }
    },
    {
      "title": "Pointers on where to start",
      "subreddit": "r/PSLF",
      "score": 2,
      "comments": 1,
      "created_utc": 1794324644.803,
      "snippet": "Hello! My forbearance ends next month with an expected $800 monthly payment. I haven’t chosen a different plan than the standard, and have not yet applied for PSLF. All of my loans (\\~80K) are...",
      "url": "https://www.reddit.com/r/PSLF/comments/1xspujb/pointers_on_where_to_start/",
      "top_comment": {
        "text": "Pick the cheapest between IBR, ICR, PAYE, or RAP. Time on RAP isn’t eligible for buyback and PAYE still have a partial financial hardship requirement. Use...",
        "score": 1,
        "url": "https://www.reddit.com/r/PSLF/comments/1xspujb/_/19sfkgs69430l/"
      }
    },
    {
      "title": "Loans still listed as forbearance despite switching to RAP?",
      "subreddit": "r/StudentLoans",
      "score": 1,
      "comments": 7,
      "created_utc": 1794322015.999,
      "snippet": "Hi everyone, looking for some advice. I started on the SAVE plan in January 2024 when repaying back my student loans. All but two of my loans had payments handled thru EdFinancial; the two that...",
      "url": "https://www.reddit.com/r/StudentLoans/comments/1xsoqj9/loans_still_listed_as_forbearance_despite/",
      "top_comment": {
        "text": "Your post appears to reference the federal Public Service Loan Forgiveness (PSLF) program or the related TEPSLF program. The /r/StudentLoans community has a...",
        "score": 1,
        "url": "https://www.reddit.com/r/StudentLoans/comments/1xsoqj9/_/19sfhmkjkssqr/"
      }
    },
    {
      "title": "PSLF",
      "subreddit": "r/PSLF",
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      "comments": 2,
      "created_utc": 1794329815.537,
      "snippet": "I have met all of the qualifications for loan forgiveness, 120 plus qualifying payments, approved employer for the federal government and under an IBR plan. Both green banners say in excess of...",
      "url": "https://www.reddit.com/r/PSLF/comments/1xss54h/pslf/",
      "top_comment": {
        "text": "I was under the impression that you would have had to consolidate your FFEL loans awhile ago under the Biden administration to have them count for PSLF and...",
        "score": 1,
        "url": "https://www.reddit.com/r/PSLF/comments/1xss54h/_/19sfoqrs47uw0/"
      }
    },
    {
      "title": "Confused about the process",
      "subreddit": "r/PSLF",
      "score": 1,
      "comments": 2,
      "created_utc": 1794328045.876,
      "snippet": "Hi all, I am currently on PAYE (I've been on it for almost a year) and just got put on it again (I accidentally re-applied because recertification wasn't an option for me on student aid??). I just...",
      "url": "https://www.reddit.com/r/PSLF/comments/1xsrcox/confused_about_the_process/",
      "top_comment": {
        "text": "1. Maintain your income based repayment plan. Eventually, PAYE will go away and you’ll need to switch plans (unless Congress intervenes again). Make sure...",
        "score": 1,
        "url": "https://www.reddit.com/r/PSLF/comments/1xsrcox/_/19sfmx3tj30dd/"
      }
    },
    {
      "title": "Part time work",
      "subreddit": "r/PSLF",
      "score": 1,
      "comments": 2,
      "created_utc": 1794276378.465,
      "snippet": "I have a question about part time work. I once had a part time job at a qualifying employer where I was hired to work something like twenty hours a week. But the amount of hours I actually worked...",
      "url": "https://www.reddit.com/r/PSLF/comments/1xsase4/part_time_work/",
      "top_comment": null
    },
    {
      "title": "SAVE forbearance ending & about MOHELA autopay",
      "subreddit": "r/StudentLoans",
      "score": 1,
      "comments": 1,
      "created_utc": 1794425465.655,
      "snippet": "Hi folks, Switched from SAVE forbearance to IBR. First payment is due end of November. My previous autopay checking account (from before SAVE forbearance began) is no longer open. As soon as...",
      "url": "https://www.reddit.com/r/StudentLoans/comments/1xtr7l6/save_forbearance_ending_about_mohela_autopay/",
      "top_comment": {
        "text": "Your post appears to reference the federal Public Service Loan Forgiveness (PSLF) program or the related TEPSLF program. The /r/StudentLoans community has a...",
        "score": 1,
        "url": "https://www.reddit.com/r/StudentLoans/comments/1xtr7l6/_/19shmj1zu8b38/"
      }
    }
  ],
  "preview": "This is a preview: counts, the top communities and 10 of 3,444 matching items, each with a snippet of the post and its top reply. Every post and comment, live, with 30 day search and keyword streams to Slack, Discord, webhook or email, needs a free key: https://app.redlisten.com/?signup=1&utm_source=redlisten&utm_medium=preview",
  "docs": "https://redlisten.com/docs",
  "attribution": "Source: Redlisten, https://redlisten.com/reddit/pslf"
}