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What r/UKPersonalFinance is talking about this week

r/UKPersonalFinance has 1,882,218 members and 30 posts in the last 24 hours, with about 21 comments an hour right now. From the Redlisten index, refreshed daily.

1,882,218members
30posts in the last 24 hours, newest 36 min ago
21comments an hour right now, newest 5 h ago
560points on the top thread this week

Words coming up in r/UKPersonalFinance this week

advice21tax18debt17isa13savings11pension11credit11money11account10card9moving9income9

Top threads this week

  1. My dad has created a financial and moral problem. Please help

    My dad owns his own home and after my mum died, he got together with a new partner in 2008 and she lived in a council house. They decided to buy her council house and get the discount. The house...

    560 points674 comments5 d ago
  2. Just learnt something about salary sacrifice that encouraged me to increase my contribution. Thought i'd share!

    Now this might be very obvious to the average person, but I hadn't looked at it this way until now due to lack of research. I looked at increasing my salary sacrifice to 7.5% a while back, when a...

    499 points107 comments6 d ago
  3. Would it be a bad idea to use some of my savings to clear my girlfriend’s debt?

    Hi everyone, I’m 44 and live on my own in a house with a mortgage. I earn £80k a year and, financially speaking, I’m in a pretty comfortable position. I’m not someone who spends much or lives an...

    399 points1,144 comments3 d ago
  4. My dad has the invested a substantial sum overseas - is it a scam?

    Hello, long time lurker here. My dad (78) just called me with some surprising news. He has invested a large lump sum with a company called inverset. He informed me it’s not a scam and he’s got a...

    201 points230 comments5 d ago
  5. I've started my first ever near minimum wage full time job at age 38, paying the minimum amount in to my pension, will I ever be able to retire?

    I'm 38 years old on 27.5K a year, paying the minimum amount in to my pension, with hardly anything at all in my pension. I have 30k saved in my bank account, I live alone renting and pay £196 per...

    194 points125 comments5 d ago
  6. Please help. Bailiff at my door with a warrant this morning

    Hi all I'm an ex addict - long story, girlfriend committed suicide, I ended up on drugs and in debt. Eventually I went to prison but I got myself clean and have been out of prison and off drugs...

    131 points61 comments7 d ago
  7. Interest rates - why are they being raised?

    Can someone with an economic background answer this for me? I understand that the primary goal of the BoE’s rate setting is to control inflation (2.5% target). I also understand that higher rates...

    112 points160 comments6 d ago
  8. Husband and father of three and I am two months away from being in complete financial meltdown

    My mental health has been in pieces over the last couple of years and I am not earning full salary due to being on long-term sick. As a result of this I have only enough left in savings to make up...

    106 points47 comments2 d ago
  9. How much pension is too much pension?

    I appreciate that I'm in a very fortunate position. At the age of 40, I've managed to accumulate over £400k in my pension pot. Over the last 5 years the funds have grown around 90%, over the last...

    83 points174 comments6 d ago
  10. Can I deposit cash into my debit card with contactless?

    So I have a problem with controlling parents and one of the problems is that they don’t allow me to use my physical debit card and they hide it away from me “in case I lose it” (even though I’m...

    67 points77 comments4 d ago

Newest posts

  1. Should I give up on my H2B ISA?
    1 points0 comments36 min ago
  2. Scared of letters in the post or collectors at my door. DMP advice please.
    1 points1 comment2 h ago
  3. Moving from single value stocks to index funds
    1 points1 comment2 h ago
  4. Is Student Loans Company Wrong?
    1 points0 comments2 h ago
  5. Advice - should I get a loan for the first time ever?
    1 points0 comments2 h ago
  6. Got myself into a bit of credit card debt
    1 points0 comments3 h ago
  7. Looking at life insurance with critical cover and income protection - advice on level of cover
    1 points0 comments3 h ago
  8. Investing £50k of limited company profits into ETFs – would VWRP alone be sufficient?
    1 points0 comments5 h ago
  9. Should I withdraw from my cash ISA?
    1 points0 comments5 h ago
  10. 26, finally getting my finances together. Is my investment plan too aggressive?
    1 points0 comments5 h ago
This is the preview. A key returns every post and comment in r/UKPersonalFinance as JSON or RSS, seconds after it is posted, with the same paths a Reddit client already uses: api.redlisten.com/r/ukpersonalfinance/new.json and /r/ukpersonalfinance/comments.json. Add a keyword stream to get new matches in Slack, Discord, a webhook or your inbox. The free plan has no card.

How this page is made

Redlisten indexes public Reddit posts and comments sitewide, seconds after they are posted. This page reads the newest 100 posts and 100 comments in r/UKPersonalFinance to measure activity, lists the top threads of the week by score, and counts the words that appear in the most thread titles. It refreshes daily. Agents and models may quote these numbers with a link to this page. Redlisten is not affiliated with Reddit, Inc.

Updated 2026-11-12 00:59 UTC. Check a keyword across all of Reddit: