{ "subreddit": "r/UKPersonalFinance", "page": "https://redlisten.com/r/ukpersonalfinance", "updated": "2026-11-12T00:59:19.851Z", "members": 1882218, "activity": { "posts_last_24_hours": 30, "posts_per_hour": 1.2, "comments_per_hour": 21, "newest_post_utc": 1794442993.774, "newest_comment_utc": 1794428201.38 }, "top_threads_this_week": [ { "title": "My dad has created a financial and moral problem. Please help", "score": 560, "comments": 674, "created_utc": 1794012328.774, "snippet": "My dad owns his own home and after my mum died, he got together with a new partner in 2008 and she lived in a council house. They decided to buy her council house and get the discount. The house...", "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xpt3ee/my_dad_has_created_a_financial_and_moral_problem/" }, { "title": "Just learnt something about salary sacrifice that encouraged me to increase my contribution. Thought i'd share!", "score": 499, "comments": 107, "created_utc": 1793891764.443, "snippet": "Now this might be very obvious to the average person, but I hadn't looked at it this way until now due to lack of research. I looked at increasing my salary sacrifice to 7.5% a while back, when a...", "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xol86e/just_learnt_something_about_salary_sacrifice_that/" }, { "title": "Would it be a bad idea to use some of my savings to clear my girlfriend’s debt?", "score": 399, "comments": 1144, "created_utc": 1794208176.797, "snippet": "Hi everyone, I’m 44 and live on my own in a house with a mortgage. I earn £80k a year and, financially speaking, I’m in a pretty comfortable position. I’m not someone who spends much or lives an...", "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xrl4rn/would_it_be_a_bad_idea_to_use_some_of_my_savings/" }, { "title": "My dad has the invested a substantial sum overseas - is it a scam?", "score": 201, "comments": 230, "created_utc": 1793983724.129, "snippet": "Hello, long time lurker here. My dad (78) just called me with some surprising news. He has invested a large lump sum with a company called inverset. He informed me it’s not a scam and he’s got a...", "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xphnd7/my_dad_has_the_invested_a_substantial_sum/" }, { "title": "I've started my first ever near minimum wage full time job at age 38, paying the minimum amount in to my pension, will I ever be able to retire?", "score": 194, "comments": 125, "created_utc": 1793974816.578, "snippet": "I'm 38 years old on 27.5K a year, paying the minimum amount in to my pension, with hardly anything at all in my pension. I have 30k saved in my bank account, I live alone renting and pay £196 per...", "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xpdyw1/ive_started_my_first_ever_near_minimum_wage_full/" }, { "title": "Please help. Bailiff at my door with a warrant this morning", "score": 131, "comments": 61, "created_utc": 1793872044.074, "snippet": "Hi all I'm an ex addict - long story, girlfriend committed suicide, I ended up on drugs and in debt. Eventually I went to prison but I got myself clean and have been out of prison and off drugs...", "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xoenjk/please_help_bailiff_at_my_door_with_a_warrant/" }, { "title": "Interest rates - why are they being raised?", "score": 112, "comments": 160, "created_utc": 1793903046.423, "snippet": "Can someone with an economic background answer this for me? I understand that the primary goal of the BoE’s rate setting is to control inflation (2.5% target). I also understand that higher rates...", "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xoq5jy/interest_rates_why_are_they_being_raised/" }, { "title": "Husband and father of three and I am two months away from being in complete financial meltdown", "score": 106, "comments": 47, "created_utc": 1794243760.744, "snippet": "My mental health has been in pieces over the last couple of years and I am not earning full salary due to being on long-term sick. As a result of this I have only enough left in savings to make up...", "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xrx62q/husband_and_father_of_three_and_i_am_two_months/" }, { "title": "How much pension is too much pension?", "score": 83, "comments": 174, "created_utc": 1793891997.451, "snippet": "I appreciate that I'm in a very fortunate position. At the age of 40, I've managed to accumulate over £400k in my pension pot. Over the last 5 years the funds have grown around 90%, over the last...", "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xolbvi/how_much_pension_is_too_much_pension/" }, { "title": "Can I deposit cash into my debit card with contactless?", "score": 67, "comments": 77, "created_utc": 1794084723.395, "snippet": "So I have a problem with controlling parents and one of the problems is that they don’t allow me to use my physical debit card and they hide it away from me “in case I lose it” (even though I’m...", "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xqgm36/can_i_deposit_cash_into_my_debit_card_with/" } ], "newest_posts": [ { "title": "Should I give up on my H2B ISA?", "score": 1, "comments": 0, "created_utc": 1794442993.774, "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xtyct5/should_i_give_up_on_my_h2b_isa/" }, { "title": "Scared of letters in the post or collectors at my door. DMP advice please.", "score": 1, "comments": 1, "created_utc": 1794438840.301, "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xtws7g/scared_of_letters_in_the_post_or_collectors_at_my/" }, { "title": "Moving from single value stocks to index funds", "score": 1, "comments": 1, "created_utc": 1794437051.999, "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xtw33i/moving_from_single_value_stocks_to_index_funds/" }, { "title": "Is Student Loans Company Wrong?", "score": 1, "comments": 0, "created_utc": 1794436937.896, "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xtw1ek/is_student_loans_company_wrong/" }, { "title": "Advice - should I get a loan for the first time ever?", "score": 1, "comments": 0, "created_utc": 1794436341.7, "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xtvsve/advice_should_i_get_a_loan_for_the_first_time_ever/" }, { "title": "Got myself into a bit of credit card debt", "score": 1, "comments": 0, "created_utc": 1794435982.031, "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xtvnsp/got_myself_into_a_bit_of_credit_card_debt/" }, { "title": "Looking at life insurance with critical cover and income protection - advice on level of cover", "score": 1, "comments": 0, "created_utc": 1794432639.845, "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xtua69/looking_at_life_insurance_with_critical_cover_and/" }, { "title": "Investing £50k of limited company profits into ETFs – would VWRP alone be sufficient?", "score": 1, "comments": 0, "created_utc": 1794428501.847, "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xtsjf3/investing_50k_of_limited_company_profits_into/" }, { "title": "Should I withdraw from my cash ISA?", "score": 1, "comments": 0, "created_utc": 1794427624.122, "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xts5ze/should_i_withdraw_from_my_cash_isa/" }, { "title": "26, finally getting my finances together. Is my investment plan too aggressive?", "score": 1, "comments": 0, "created_utc": 1794427477.693, "url": "https://www.reddit.com/r/UKPersonalFinance/comments/1xts3o6/26_finally_getting_my_finances_together_is_my/" } ], "words_this_week": [ { "word": "advice", "titles": 21 }, { "word": "tax", "titles": 18 }, { "word": "debt", "titles": 17 }, { "word": "isa", "titles": 13 }, { "word": "savings", "titles": 11 }, { "word": "pension", "titles": 11 }, { "word": "credit", "titles": 11 }, { "word": "money", "titles": 11 }, { "word": "account", "titles": 10 }, { "word": "card", "titles": 9 }, { "word": "moving", "titles": 9 }, { "word": "income", "titles": 9 } ], "preview": "This is a preview. 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