What r/Retirement401k is talking about this week

This is what is possible when you are lucky enough to work for a company that matches 8% on a 4% contribution and adds an additional 7%-10% annually in profit sharing.

Wanted to share with the group a personal accomplishment. I'm 38 years old, married with 2 kids, and living in a high-cost of living area. This is the first year I was able to max-out my annual...

Am I fucked? Is it too late? I’ve worked my whole life but always opted out and now I’m not sure if it’s to late to even start

Wondering what allowed you to achieve this at a young age. Thanks

My husband started contributing $400 a month to his 401(k) in January 2020. His employer began matching the full $400 monthly in January 2021. This is the max matching by his employer. As of...

Want to get an idea of how I am looking when it comes to retirement. Currently have 15k in individual stocks and then 104k in my retirement account. Currently at 15% contributions with a 4%...

If you were in my shoes where would you start? Started the year with just over $28k and am sitting around $15k today. I was 50/50 in the S&P and Bitcoin during the first half of the year. For some...

27M max out my 401k every year now, started doing it last year at the yearly contribution number. I believe it’s 24.5k this year. 14k in Roth as well! Thoughts on where I stand I have a private...

I started saving 2 years ago and have $29K in a Roth IRA, $1K in an individual account, and another $30K through my work 401K. Employer does not match contributions but they do have a 6% cap...

Fiancé and I are looking to retire roughly 10 years early. We have a total of 370k in paper assets. Mostly ETF within HSA, 401k, her IRA, brokerage etc. Our yearly spend is roughly 75k. We earn...