{ "subreddit": "r/Retirement401k", "page": "https://redlisten.com/r/retirement401k", "updated": "2026-11-09T03:00:36.086Z", "members": 87094, "activity": { "posts_last_24_hours": 11, "posts_per_hour": 0.5, "comments_per_hour": 12.5, "newest_post_utc": 1794188460.747, "newest_comment_utc": 1794192039.31 }, "top_threads_this_week": [ { "title": "22 years with an employer with a fantastic 401k match and profit sharing", "score": 2403, "comments": 385, "created_utc": 1793713051.166, "snippet": "This is what is possible when you are lucky enough to work for a company that matches 8% on a 4% contribution and adds an additional 7%-10% annually in profit sharing.", "url": "https://www.reddit.com/r/Retirement401k/comments/1xmt4vd/22_years_with_an_employer_with_a_fantastic_401k/" }, { "title": "Accomplishment reached - Maxed-out annual 401k contribution!", "score": 381, "comments": 78, "created_utc": 1793726773.986, "snippet": "Wanted to share with the group a personal accomplishment. I'm 38 years old, married with 2 kids, and living in a high-cost of living area. This is the first year I was able to max-out my annual...", "url": "https://www.reddit.com/r/Retirement401k/comments/1xmz5ty/accomplishment_reached_maxedout_annual_401k/" }, { "title": "Im 31 and have never started a 401K.", "score": 331, "comments": 312, "created_utc": 1793739089.539, "snippet": "Am I fucked? Is it too late? I’ve worked my whole life but always opted out and now I’m not sure if it’s to late to even start", "url": "https://www.reddit.com/r/Retirement401k/comments/1xn4slm/im_31_and_have_never_started_a_401k/" }, { "title": "For those of you who are millionaires before 40 what was the single biggest driver of that net worth?", "score": 288, "comments": 731, "created_utc": 1794066709.742, "snippet": "Wondering what allowed you to achieve this at a young age. Thanks", "url": "https://www.reddit.com/r/Retirement401k/comments/1xq9jy0/for_those_of_you_who_are_millionaires_before_40/" }, { "title": "Seven years of contributions and little growth - insight please? ☺️", "score": 168, "comments": 251, "created_utc": 1793962663.077, "snippet": "My husband started contributing $400 a month to his 401(k) in January 2020. His employer began matching the full $400 monthly in January 2021. This is the max matching by his employer. As of...", "url": "https://www.reddit.com/r/Retirement401k/comments/1xpa0bt/seven_years_of_contributions_and_little_growth/" }, { "title": "31 M How am I doing?", "score": 126, "comments": 33, "created_utc": 1793895562.464, "snippet": "Want to get an idea of how I am looking when it comes to retirement. Currently have 15k in individual stocks and then 104k in my retirement account. Currently at 15% contributions with a 4%...", "url": "https://www.reddit.com/r/Retirement401k/comments/1xomudg/31_m_how_am_i_doing/" }, { "title": "29M have lost 45% of my brokerage acct YTD", "score": 30, "comments": 83, "created_utc": 1793855910.399, "snippet": "If you were in my shoes where would you start? Started the year with just over $28k and am sitting around $15k today. I was 50/50 in the S&P and Bitcoin during the first half of the year. For some...", "url": "https://www.reddit.com/r/Retirement401k/comments/1xoag81/29m_have_lost_45_of_my_brokerage_acct_ytd/" }, { "title": "27 M how am I doing?", "score": 28, "comments": 58, "created_utc": 1794059496.802, "snippet": "27M max out my 401k every year now, started doing it last year at the yearly contribution number. I believe it’s 24.5k this year. 14k in Roth as well! Thoughts on where I stand I have a private...", "url": "https://www.reddit.com/r/Retirement401k/comments/1xq6uqh/27_m_how_am_i_doing/" }, { "title": "23F am I on track to retiring by 58?", "score": 17, "comments": 47, "created_utc": 1793915603.92, "snippet": "I started saving 2 years ago and have $29K in a Roth IRA, $1K in an individual account, and another $30K through my work 401K. Employer does not match contributions but they do have a 6% cap...", "url": "https://www.reddit.com/r/Retirement401k/comments/1xovh1g/23f_am_i_on_track_to_retiring_by_58/" }, { "title": "30M wants to retire at 53", "score": 14, "comments": 19, "created_utc": 1793862830.686, "snippet": "Fiancé and I are looking to retire roughly 10 years early. We have a total of 370k in paper assets. Mostly ETF within HSA, 401k, her IRA, brokerage etc. Our yearly spend is roughly 75k. We earn...", "url": "https://www.reddit.com/r/Retirement401k/comments/1xoccxo/30m_wants_to_retire_at_53/" } ], "newest_posts": [ { "title": "Am I set for retirement? (27m)", "score": 0, "comments": 15, "created_utc": 1794188460.747, "url": "https://www.reddit.com/r/Retirement401k/comments/1xrf31u/am_i_set_for_retirement_27m/" }, { "title": "Have I made a mistake?", "score": 0, "comments": 8, "created_utc": 1794184470.609, "url": "https://www.reddit.com/r/Retirement401k/comments/1xrdqpc/have_i_made_a_mistake/" }, { "title": "Please critique my dashboard", "score": 0, "comments": 1, "created_utc": 1794183356.845, "url": "https://www.reddit.com/r/Retirement401k/comments/1xrdcgb/please_critique_my_dashboard/" }, { "title": "A good problem for the internet", "score": 0, "comments": 0, "created_utc": 1794182255.916, "url": "https://www.reddit.com/r/Retirement401k/comments/1xrcxrp/a_good_problem_for_the_internet/" }, { "title": "Just learned I can't purchase mutual funds on TIAA while living outside of the US. Been doing it for years. What do I risk?", "score": 1, "comments": 7, "created_utc": 1794175631.217, "url": "https://www.reddit.com/r/Retirement401k/comments/1xrajj8/just_learned_i_cant_purchase_mutual_funds_on_tiaa/" }, { "title": "Which 401k Retirement Fund should I invest in through my company?", "score": 1, "comments": 4, "created_utc": 1794168084.228, "url": "https://www.reddit.com/r/Retirement401k/comments/1xr7m4r/which_401k_retirement_fund_should_i_invest_in/" }, { "title": "Should I max out my 401k next year?", "score": 5, "comments": 25, "created_utc": 1794159510.654, "url": "https://www.reddit.com/r/Retirement401k/comments/1xr43hw/should_i_max_out_my_401k_next_year/" }, { "title": "For couples who retired around 62, how did you handle the years when only one of you was receiving Social Security?", "score": 0, "comments": 4, "created_utc": 1794159393.328, "url": "https://www.reddit.com/r/Retirement401k/comments/1xr41uz/for_couples_who_retired_around_62_how_did_you/" }, { "title": "How to reduce my taxable income to stay on my health plan?", "score": 1, "comments": 0, "created_utc": 1794156639.378, "url": "https://www.reddit.com/r/Retirement401k/comments/1xr2xc3/how_to_reduce_my_taxable_income_to_stay_on_my/" }, { "title": "22 year old 401k help", "score": 0, "comments": 3, "created_utc": 1794124909.99, "url": "https://www.reddit.com/r/Retirement401k/comments/1xqt818/22_year_old_401k_help/" } ], "words_this_week": [ { "word": "roth", "titles": 15 }, { "word": "doing", "titles": 12 }, { "word": "ira", "titles": 12 }, { "word": "advice", "titles": 8 }, { "word": "match", "titles": 7 }, { "word": "track", "titles": 7 }, { "word": "old", "titles": 7 }, { "word": "funds", "titles": 7 }, { "word": "plan", "titles": 7 }, { "word": "employer", "titles": 6 }, { "word": "contribution", "titles": 6 }, { "word": "contributions", "titles": 6 } ], "preview": "This is a preview. 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