- Both 30, combined in-hand ₹7.2L/month. Looking at 3BHKs in East Bangalore (~₹3–4Cr) vs continuing to rent & invest equity. Need a sanity check
Hi folks, My wife and I (both 30) are hitting that classic Bangalore dilemma and could really use a grounded perspective from people who have either pulled the trigger or decided against it. We...
356 points346 comments5 d ago
- Is an 80 lakh car sensible for our finances?
I am considering buying a car for around Rs 80 lakh on-road and would appreciate a reality check. Our current finances (joint with my spouse): mid-30s, salaried Paid off house Liquid investments:...
208 points430 comments5 d ago
- I (25M) am suffering from severe financial anxiety for my parents' retirement
My father(56M) is the sole earning member in the family with a take home salary of around 1.5lpm. We have consolidated savings of about 50 lakhs total amassed through his career. A lot of bad...
156 points71 comments1 d ago
- Being middle class in India is a curse
I am 24 year old male, coming from a middle class family. Now my dad is a 52 year old male and runs a small business in which my dad is a working partner. And it’s a weird business model where my...
153 points43 comments5 d ago
- Finance with Sharan finally done?
Hey guys. With Anthropic finally releasing Claude for Personal Finance, can we finally say these personal finance gurus can be put to rest? Claude for Personal Finance
146 points39 comments3 d ago
- I have 12 years of QA experience in Indian IT, no job security, and no motivation left. What are my options if I lose my job?
34 M. I have 12 years of experience in IT, and about 9 of those years are in QA and test automation. I work in the telecom domain and have decent experience with Postman automation. I don’t enjoy...
121 points66 comments7 d ago
- Having a big mutual fund portfolio is scary
Market going up by 1% means you literally gained 1 lakh on a 1 crore portfolio. I don't have a portfolio of a crore and it's not even 5 lakhs cus I started investing a year back but I remember...
75 points40 comments3 d ago
- I see many folks have 2-5cr MF portfolios. When do you plan to remove and enjoy that money? And what strategy do you use to remove?
I see many folks have 2-5cr MF portfolios. When do you plan to remove and enjoy that money? And what strategy do you use to remove?
70 points84 comments2 d ago
- Stepping into a tough world at 3.5 LPA, looking at the 1 Crore 'freedom loops', and wondering: Where does it actually end?
I am 23, fresh out of college, and about to step into the real world with a 3.5 LPA starting job. It’s a tough, overwhelming phase to begin with. But when I log onto Indian finance Reddit, all I...
68 points40 comments4 d ago
- 9.45% interest rate became 19% (APR 22.84%) in loan docs. Dealership says that's normal?
TLDR Bought a TVS RR310 from Neo TVS, Bannerghatta Road, Bangalore, on 17 October with a ₹2L down payment and IDFC financing. The showroom quoted me 9.45% interest, so I opted for a 2-year loan....
60 points31 comments5 d ago