{ "subreddit": "r/personalfinanceindia", "page": "https://redlisten.com/r/personalfinanceindia", "updated": "2026-11-09T09:23:14.934Z", "members": 617849, "activity": { "posts_last_24_hours": 17, "posts_per_hour": 0.9, "comments_per_hour": 22, "newest_post_utc": 1794214144.331, "newest_comment_utc": 1794216137.02 }, "top_threads_this_week": [ { "title": "Both 30, combined in-hand ₹7.2L/month. Looking at 3BHKs in East Bangalore (~₹3–4Cr) vs continuing to rent & invest equity. Need a sanity check", "score": 356, "comments": 346, "created_utc": 1793768473.802, "snippet": "Hi folks, My wife and I (both 30) are hitting that classic Bangalore dilemma and could really use a grounded perspective from people who have either pulled the trigger or decided against it. We...", "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xnfj5n/both_30_combined_inhand_72lmonth_looking_at_3bhks/" }, { "title": "Is an 80 lakh car sensible for our finances?", "score": 208, "comments": 430, "created_utc": 1793819105.856, "snippet": "I am considering buying a car for around Rs 80 lakh on-road and would appreciate a reality check. Our current finances (joint with my spouse): mid-30s, salaried Paid off house Liquid investments:...", "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xnwsqr/is_an_80_lakh_car_sensible_for_our_finances/" }, { "title": "I (25M) am suffering from severe financial anxiety for my parents' retirement", "score": 156, "comments": 71, "created_utc": 1794123449.221, "snippet": "My father(56M) is the sole earning member in the family with a take home salary of around 1.5lpm. We have consolidated savings of about 50 lakhs total amassed through his career. A lot of bad...", "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xqsuj1/i_25m_am_suffering_from_severe_financial_anxiety/" }, { "title": "Being middle class in India is a curse", "score": 153, "comments": 43, "created_utc": 1793779849.308, "snippet": "I am 24 year old male, coming from a middle class family. Now my dad is a 52 year old male and runs a small business in which my dad is a working partner. And it’s a weird business model where my...", "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xniqhx/being_middle_class_in_india_is_a_curse/" }, { "title": "Finance with Sharan finally done?", "score": 146, "comments": 39, "created_utc": 1793944763.597, "snippet": "Hey guys. With Anthropic finally releasing Claude for Personal Finance, can we finally say these personal finance gurus can be put to rest? Claude for Personal Finance", "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xp5dp3/finance_with_sharan_finally_done/" }, { "title": "I have 12 years of QA experience in Indian IT, no job security, and no motivation left. What are my options if I lose my job?", "score": 121, "comments": 66, "created_utc": 1793617542.44, "snippet": "34 M. I have 12 years of experience in IT, and about 9 of those years are in QA and test automation. I work in the telecom domain and have decent experience with Postman automation. I don’t enjoy...", "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xlub7q/i_have_12_years_of_qa_experience_in_indian_it_no/" }, { "title": "Having a big mutual fund portfolio is scary", "score": 75, "comments": 40, "created_utc": 1793991628.931, "snippet": "Market going up by 1% means you literally gained 1 lakh on a 1 crore portfolio. I don't have a portfolio of a crore and it's not even 5 lakhs cus I started investing a year back but I remember...", "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xpl2ya/having_a_big_mutual_fund_portfolio_is_scary/" }, { "title": "I see many folks have 2-5cr MF portfolios. When do you plan to remove and enjoy that money? And what strategy do you use to remove?", "score": 70, "comments": 84, "created_utc": 1794026670.768, "snippet": "I see many folks have 2-5cr MF portfolios. When do you plan to remove and enjoy that money? And what strategy do you use to remove?", "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xpxq84/i_see_many_folks_have_25cr_mf_portfolios_when_do/" }, { "title": "Stepping into a tough world at 3.5 LPA, looking at the 1 Crore 'freedom loops', and wondering: Where does it actually end?", "score": 68, "comments": 40, "created_utc": 1793897773.13, "snippet": "I am 23, fresh out of college, and about to step into the real world with a 3.5 LPA starting job. It’s a tough, overwhelming phase to begin with. But when I log onto Indian finance Reddit, all I...", "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xont3y/stepping_into_a_tough_world_at_35_lpa_looking_at/" }, { "title": "9.45% interest rate became 19% (APR 22.84%) in loan docs. Dealership says that's normal?", "score": 60, "comments": 31, "created_utc": 1793761717.728, "snippet": "TLDR Bought a TVS RR310 from Neo TVS, Bannerghatta Road, Bangalore, on 17 October with a ₹2L down payment and IDFC financing. The showroom quoted me 9.45% interest, so I opted for a 2-year loan....", "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xndcmk/945_interest_rate_became_19_apr_2284_in_loan_docs/" } ], "newest_posts": [ { "title": "Legal rights of Indians investing in US markets", "score": 1, "comments": 3, "created_utc": 1794214144.331, "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xrmoxj/legal_rights_of_indians_investing_in_us_markets/" }, { "title": "What are some benefits i should look for in my health insurance plan?", "score": 1, "comments": 3, "created_utc": 1794212640.928, "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xrmbgq/what_are_some_benefits_i_should_look_for_in_my/" }, { "title": "2.2cr gurgaon vs €400k london,which is better?", "score": 23, "comments": 42, "created_utc": 1794212027.834, "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xrm5n7/22cr_gurgaon_vs_400k_londonwhich_is_better/" }, { "title": "Gemeral Fear of Banks - Justified or Not?", "score": 2, "comments": 5, "created_utc": 1794210300.391, "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xrlopx/gemeral_fear_of_banks_justified_or_not/" }, { "title": "25 Years Old, Earning ₹34K/Month - How Can I Grow My ₹1.1 Lakh Savings to ₹10 Lakhs", "score": 2, "comments": 4, "created_utc": 1794207514.409, "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xrky35/25_years_old_earning_34kmonth_how_can_i_grow_my/" }, { "title": "Hello , 17M looking for term insurance.", "score": 3, "comments": 14, "created_utc": 1794206197.928, "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xrklax/hello_17m_looking_for_term_insurance/" }, { "title": "26M, recently got a government medical officer job", "score": 9, "comments": 6, "created_utc": 1794204107.387, "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xrjzyc/26m_recently_got_a_government_medical_officer_job/" }, { "title": "How to start in personal finance for a NCG (New College Grad) planning to do PhD soon?", "score": 2, "comments": 8, "created_utc": 1794199417.245, "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xrildr/how_to_start_in_personal_finance_for_a_ncg_new/" }, { "title": "Advice needed", "score": 12, "comments": 15, "created_utc": 1794169721.318, "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xr89g1/advice_needed/" }, { "title": "Applied for a stashfin loan but want to cancel it before amount us disbursed", "score": 2, "comments": 1, "created_utc": 1794155789.8, "url": "https://www.reddit.com/r/personalfinanceindia/comments/1xr2l1o/applied_for_a_stashfin_loan_but_want_to_cancel_it/" } ], "words_this_week": [ { "word": "loan", "titles": 35 }, { "word": "bank", "titles": 20 }, { "word": "account", "titles": 16 }, { "word": "hdfc", "titles": 16 }, { "word": "advice", "titles": 15 }, { "word": "insurance", "titles": 13 }, { "word": "savings", "titles": 12 }, { "word": "month", "titles": 10 }, { "word": "check", "titles": 10 }, { "word": "term", "titles": 10 }, { "word": "money", "titles": 9 }, { "word": "home", "titles": 9 } ], "preview": "This is a preview. Every post and comment in r/personalfinanceindia, live, as JSON or RSS on the same paths a Reddit client uses, plus keyword streams to Slack, Discord, webhook or email, needs a free key: https://app.redlisten.com/?signup=1&utm_source=redlisten&utm_medium=subreddit", "docs": "https://redlisten.com/docs", "attribution": "Source: Redlisten, https://redlisten.com/r/personalfinanceindia" }