What Reddit is saying about ibr

Where ibr comes up

A sample of 10 posts

The highest scoring of the newest 50 posts that match, each with the start of the post and its top reply. The full list, every comment and anything older need a key.

1. Took the dive, landed in Cheeto dust

   Finally decided to take the plunge. A moderate, Luke warm water plunge, but, I'm in. I've lurked here for quite some time and tried soaking in as much as I could. I know it's not the best of the...

   Top reply (3 points): I love my .308. It’s a lot of fun at longer ranges. If you are not actively competing then enjoy the challenge. Enjoy the 10,000 round barrel life. If you...

   r/longrange55 points8 comments3 d ago
2. Mohela garbage

   Today I got an email that my IBR plan was approved at $177/month and the first payment was due 1/5/27. Then I immediately got another email that said my plan has been changed and in December 2027...

   Top reply (7 points): Certification is only good for ONE YEAR.

   r/StudentLoans19 points25 comments3 d ago
3. MOHELA—Urgent Assistance Needed Regarding Incorrect Student Loan Payment and Repayment Plan

   I am a single mother of two children with an adjusted gross income (AGI) of approximately $85,000. I currently have two student loans serviced by MOHELA. 1. Graduate Loan – Public Service Loan...

   Top reply (1 points): Your post appears to reference the federal Public Service Loan Forgiveness (PSLF) program or the related TEPSLF program. The /r/StudentLoans community has a...

   r/StudentLoans10 points50 comments3 d ago
4. MOHELA denied recertification

   Hi all, I have been going back and fourth with MOHELA in trying to recertify my income for the PAYE plan. I have been enrolled with this plan since 2017 and attempted to recertify my income and...

   Top reply (1 points): Exact same boat. Lurking for responses... let me know if you learn anything else and I'll do the same for you.

   r/StudentLoans9 points14 comments2 d ago
5. You must go for the pan win in IBR
   r/PUBGConsole9 points0 comments3 d ago
6. Anyone else have Nelnet move up their IDR recertification deadline after switching from SAVE to IBR? Interest capitalized as a result.

   I switched from SAVE to IBR in October 2025, with my new IBR plan effective November 28, 2025. Earlier in 2025, Nelnet had sent me a letter stating that my IDR recertification deadline was...

   Top reply (1 points): The extension was when you were on SAVE earlier in 2025. When you changed plans in late 2025, that extension became meaningless because it was for your...

   r/StudentLoans6 points6 comments2 d ago
7. I first took out my student loan in 2009 and took out the max because the job market was so dismal then

   Went through some tough times in being able to pay it back. Got on an IBR plan, can't recall when but it's been that same plan for at least 10 years if not more. It's small hoops in comparison to...

   Top reply (1 points): what is your total loan balance and what does line 11 say on your latest tax return (your AGI)? You took out your first loan in 2009? so I imagine your last...

   r/StudentLoans5 points7 comments2 d ago
8. PSLF Question

   I'm due to switch from SAVE and I'm hoping I can get some advice for choosing RAP vs Old IBR. I am a physician with income of $315k, filed taxes jointly with spouse, her income is commission-based...

   r/whitecoatinvestor5 points0 comments1 d ago
9. Do you think we will see IDR plans come back for Parent Plus loans in 2029?

   I just can't believe how make or break that 6/1/2026 consolidation deadline was. My mom has nearly 100k in PPLs but we consolidated prior to the deadline and got her on IBR. She's retired and only...

   Top reply (6 points): No, they weren’t intended to be available in the first place.

   r/StudentLoans4 points53 comments3 d ago
10. Repayment only took three days to process

    I waited until the day before my deadline to switch out of SAVE into IBR. It took them only three days to process my application and my payment is due the end of November. So go all those...

    Top reply (2 points): Same here. Edfinancial only took a few days to accept my new repayment plan. I've already had to make a payment. 😔

    r/StudentLoans4 points2 comments4 d ago