What r/PersonalFinanceCanada is talking about this week

Too many people leave money on the table by not taking full advantage of the benefits their employers offer. Take some time to review your company’s internal resources and understand your total...

https://budget.canada.ca/2026/report-rapport/chap4-en.html Very interested to see how this plays out. As someone with a well paying day job who also creates art on the side, I find it completely...

So the RTR is launched, and none of the big banks are connected to it yet, and others already posted about the almost real time SPEED of payments it brings, but I wanted to let everyone know that...

There weren’t many real numbers out there for what IVF actually costs, so I’m sharing ours from Manitoba to hopefully help others who are pursuing this journey (it really is a journey). As anyone...

https://www.theglobeandmail.com/business/article-payments-canada-launches-real-time-rail-system/ “What it does is ensure that cash remains in the hands of Canadians more of the time, and that...

https://www.investmentexecutive.com/news/economy/budget-2026/budget-proposes-rrsp-for-life-eliminating-need-to-convert-to-rrif/

Partner and I bought a place for 670k in 2022.. which proved to be a not great decision with how the market is going. Recently my partner's income decreased significantly due to layoffs. Household...

Howdy everyone, For context I am 25 years old with about 60k in savings, I make $91,000 right now and will be getting a pay increase soon to $100,00 a year. With my current spending for rent,...

My wife and I got married a few years ago and merged our finances together, cheqing accounts and authorized additional card holders etc. So when her family advisor suggested coverting her...

Many independent providers leverage the existing infrastructure of major networks like Telus, Rogers, and Bell, allowing us to access the same service quality at much lower rates. For example, a...