What r/personalfinance is talking about this week

I am 74 yrs old and retired. My only income is Social Security. I cosigned for a loan for my niece in 2022 with Sallie Mae when I was working. She assured me me that after a year of her making...

I see this rule of thumb used pretty often around here: "Aim to save at least 1x your salary by 30, 3x by 40, 6x by 50, 8x by 60, and 10x by 67." (this is from Fidelity's website) 1x salary by 30:...

I was looking through a binder of all my childhood medical and legal records that my mother gave me earlier tonight. While looking through these records I realized there was a different Social...

I’m moving out soon (April) and getting my own place. I make about $4k after taxes and deductions. This is after taxes, 9% 401k, medical and FSA. My budget so far is $2.1k rent, $500 car payment,...

My boyfriend (37m) and I (30F) are on the brink of engagement and planning to move in together. We're trying to figure out what makes the most financial and logical sense, and I'd love some...

Here are the facts. \-wife and I make 200k per year and have 5 and 3 yr old \-we have 36k in student loans at 5% (paying 1500 per month) \-200k mortgage at 3.75% (paying 1900 per month) \-each...

Hi, everyone. I am looking for some advice on how to get started on retirement savings. I just began a new job as an RN, but accumulated $60k in debt getting there. I am currently working on...

Hello all, I am 30F, no children, no plans for kids ever and I’ve been with my partner for 10 years. I went to college for a year when I was 20 and hated it. I have a stable job that I love and I...

Hiii everyone 😄, so I recently graduated from college and just landed my first big job and I now have to do my benefits. My company provides me an HSA account and will contribute $700 annually. I...

Hello! I'm an unemployed high school senior who just turned 18 and have around $400 saved, and was wondering what my next steps should be. Because of various reasons I do not think I'll be able to...