What r/Mortgages is talking about this week

My mortgage company paid my property taxes, as well as my neighbors instead of the taxes on a small lot next to my house included in my mortgage. My property taxes are $1400 a year. My neighbors...

Your principal and interest payment may stay the same, but property taxes and insurance can increase. How do homeowners prepare for these costs?

For those of you guys who’s annual salary (combined with partner or Solo) was 300k at the time of your purchase, how much house did you buy? How much Down payment did you put down? Did it feel...

We have a 2.75 VA loan on our house that we are looking to sell in the next few weeks. Our realtor mentioned there was an option to transfer our rate to another active duty eligible service member...

It seems like this could be a good deal, what am I missing? My husband and I are currently looking to move out of the city to the suburbs. I found a local credit union that is offering what they...

I’m being offered the ability by the builder to lock a 4.99% but it will cost me $60k. Home is $600k. I feel like we won’t see 4.99% in at least 10 years. What would you do?

First time home buyer and first time taking out a loan on anything so all of this is new to me. I appreciate any advice you all might have. Credit score: 790. Partner is on the loan as well; their...

Hypothetical comparison, same rate held constant for illustration. $400,000 loan, 6.5% fixed, fully amortizing, standard amortization math: 30-year: $2,528/month, $510,178 total interest. 50-year:...

This post is mostly to rant, I suppose, but I am open to any advice if you've dealt with Rocket Mortgage. This home buying story begins in spring 2026. It was a competitive market, and I thought...

My parent had a stroke and has been in assisted living on full Medicaid for the past year (no assetts). He house is reversed mortgaged and owes about 290k where the value is probably 150-190k. I...