What r/MiddleClassFinance is talking about this week

Hello, We are inundated in mod mail with messages from people wanting to post their apps here, while we thank those people who are following the rules (no self promotion, run any attempts through...

I just need to vent because I’m so freaking overwhelmed right now. It feels like we can never get ahead financially. We already have credit card debt, student loans, regular bills, daycare, etc....

Here’s my story. I’m basically the middle of the middle class (or was). I’m 40 - partnered, but legally single and had been living alone. I bought a townhome for about $100k in 2019 in upper east...

I understand it will vary but.. I dont know how to reduce spending.. I live in California and brings home about $8500 per month after tax, insurance and retirement. Since my daughter went to...

My husband and I make \~140k Northeast US. 1 child and one on the way. No debt. I put 15% gross in 401k, max HSA, and we max RothIRAs. We also.save $800/month into HYSA. We have some surplus money...

I've used YNAB for 5 years as the price has slowly crept up, but it's so easy to use that I keep paying.... Until the Discover / Capital One "merger". Now my Discover card balance is always...

Couples finance story, (32 & 35) Canadian I know these posts happen a lot, but I’m really feeling down on myself and behind because to no fault of my own I’m surrounded by friends who’s parents...

Anyone else always screw something up at the grocery store? I consider myself fairly good at shopping, finding deals and using online coupons, but always manage to mess something up - I grab the...

What percentage of my net income should total cost of living consume? We have no debt (other than a mortgage). We have a decent savings built up. Young family of four, one income. By total living...

A started a 401k with my first professional job 2 decades ago and have funded it well ever since. According to some website my balances is in the 97th percentile for my age. Several years ago I...