- PSA: Health Shares Are NOT Health Insurance. Please Don’t Make the Same Mistake I Did.
I know I’ll probably get downvoted into oblivion for this, but if I can help even one person avoid the nightmare my wife and I are going through, then this post will have been worth it. As awful...
303 points99 comments5 d ago
- I don't understand how anyone can afford this...
How is this "affordable" to a company?? I would need the middle plan and its nearly $400 PER PAY PERIOD... thats $800 a month..... how can ANYONE afford that? In this economy?
266 points295 comments6 d ago
- Anyone else seeing insane increases in their health insurance premiums for 2027?
My mom has Ambetter health insurance here in Texas, and her monthly premium is going from around $200 to $1,726. That’s over $1,500 more per month, which is absolutely ridiculous. I honestly don’t...
91 points49 comments4 h ago
- I am never getting HMO again
I have gone through literal hell this past year. Last november, I had an ambulance ride to the hospital. I received a bill around $2k. I have spent probably 20 hours total trying to get my...
71 points30 comments4 d ago
- Surgeon is sending me to collection
Long story short, I had a surgery in January and my insurance denied the surgeon( but paid the facility, anesthesia, pathology) due to admin errors. This was a repeated surgery a month after the...
62 points32 comments1 d ago
- PSA: the FTC just warned 25 health insurance marketers not to deceive people during open enrollment (and reminded them insurance robocalls are illegal)
Last week the FTC sent warning letters to 25 companies that advertise ACA Marketplace plans and other health products like limited indemnity plans and medical discount programs. Some of them are...
60 points4 comments5 d ago
- What happens if I don’t pay this 8k hospital bill?
My daughter had surgery August this year, bill was 40k insurance covered most, 2k is my deductible and 6k wasn’t covered, I’ve tried everything, called Medicaid the same day as surgery, financial...
57 points146 comments2 d ago
- My wife needs to see a dentist urgently but every dentist in her insurance network in the area doesn't accept new patients.
My wife has developed a pretty bad and painful toothache that has crearly become infected, we contacted her insurance company, they pointed us to some dentists in the area and all didn't accept...
55 points66 comments3 d ago
- Got a notice for 67k I “owe” in medical services I know nothing about from an insurance company I do not use.
Providing some context here: The page I took a picture of is the last of several. The earliest charge was from 11/12/25, the most recent 9/11/26. All the charges are from “MEGA MEDICAL SUPPLY” for...
35 points12 comments1 d ago
- I feel like I'm going insane with 2027 insurance
This is sooo mental. Our insurance left the market in Oregon and nooooone of the available insurance next year from the marketplace covers ANY of my providers. We have our own mom and pop business...
34 points17 comments5 d ago