What r/DIYRetirement is talking about this week

I am retired and 68. Why is there so much love for a bond fund that has lost 4.2% YTD and has a trailing 12 month dividend of 4.2%. Just checked on Fidelity and 3 month CDs are paying 4.2%. I...

A recent thread got me wondering how much the inflation assumption changes the 4% rule, so I replayed a January 1966 retiree. 160s-1970s saw persistent high inflation. Setup: $1M, 60/40, 4%...

We are in early 50s and contemplating early retirement in 5 years or so. I have been self managing all our investments and I am trying to see if any DIY retirement planning software can help me....

Say you have a twin brother. And you both are using the 4% rule for withdrawals from your portfolio. You retire with $1M in 2027 and take $40K in withdrawals. Over the year you have a good return,...

I will be doing Roth Conversation soon. How do I go about paying the taxes? I will be paying from cash saved. I know I should talk to CPA, but he is on vacation at the moment.

A discussion in another thread sparked this question: The basic guidance for conversions is to convert when your current tax rate is less than what it would be when you would withdraw those funds;...

Two retirees. The exact same returns. One runs out of money. Most retirement plans are sold on an average return. But nobody retires on an average. You retire in a specific year. Here’s a made-up...

I've got an appointment with my financial advisor, but I wanted to run this by all of you smart people first! I've been teaching since 1987, and I am T.I.R.E.D. I've been running my numbers and...