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      "snippet": "It’s now been over a year (1y, 5m to be specific!) since I bought my EJ9 civic, and I thought it would be a good time to share my experience of having one as my first car. It also serves as an...",
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        "text": "My god that is beautiful. Glad to hear another EJ9 owner living the good life :) got mine this year at 17 and now I have to get my driver's licence... Yep,...",
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      "title": "Should I covert my 401k's to a Roth IRA. Recently laid off at 45.",
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      "created_utc": 1794269686.047,
      "snippet": "I'm 45, recently laid off. Here's my situation. $671k Fidelity 401k invested in S&P from my previous job $198k principle finance 401k invested in S&P from my most recent job $13k vanguard...",
      "url": "https://www.reddit.com/r/Fire/comments/1xs8ezt/should_i_covert_my_401ks_to_a_roth_ira_recently/",
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        "text": "If 2027 comes and goes with no job, or if you remain in a low tax bracket, Roth conversions can make a lot of sense for your future. However, it's not ideal...",
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      "snippet": "My wife and I are going to receive a (significant for us) windfall in the next few months. Tentative plan is to park it for the recommended six months in our Vanguard joint brokerage account,...",
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        "text": "If you already have a plan for the money, why wait 6 months? Take 25% of the money you plan to invest and get it invested right away. Then set up scheduled...",
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      "title": "Not sure what to do with highly appreciated individual stock shares",
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      "snippet": "I have a good number of shares of AAPL and NFLX from about 15 years ago. AAPL continues to do well, but NFLX has come down quite a bit the past couple of years. I bought these shares when I was...",
      "url": "https://www.reddit.com/r/Bogleheads/comments/1xsckjp/not_sure_what_to_do_with_highly_appreciated/",
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        "text": "Ok, let's say you sell them all now or in 15 years. And I'll imagine that you have very low cost basis, so I'll just ignore the original cost. I don't know...",
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        "url": "https://www.reddit.com/r/Bogleheads/comments/1xsckjp/_/19seomb6rmskj/"
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    {
      "title": "Sold some VOO last week at a loss and immediately bought VTI with the funds. Vanguard shows Wash Sale affects the VTI shares. Where did I go wrong?",
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      "snippet": "I thought I was taking the necessary steps to avoid a wash sale but apparently not. I sold a few shares of VOO last week which were acquired well over 30 days ago ​and at a net loss (figured I...",
      "url": "https://www.reddit.com/r/Bogleheads/comments/1xsrhwv/sold_some_voo_last_week_at_a_loss_and_immediately/",
      "top_comment": {
        "text": "Putting aside the tax law, I have a hard time believing Vanguard treated VOO and VTI as substantially similar under the wash sale rules. Recheck your...",
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        "url": "https://www.reddit.com/r/Bogleheads/comments/1xsrhwv/_/19sftt86rni2r/"
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      "title": "50 years old and getting a late start with investing. What do you think of my Roth IRA allocation?",
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      "created_utc": 1794187767.849,
      "snippet": "I’m 50 years old and admittedly getting a pretty late start on investing for retirement. Due to some unfortunate circumstances in my personal life, I’ve lost most of what I had accumulated...",
      "url": "https://www.reddit.com/r/RothIRA/comments/1xreut6/50_years_old_and_getting_a_late_start_with/",
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        "text": "You’ve obviously been on the Boglehead sub. Less BND and more US than international compared to market cap weight because of your late start is a...",
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    {
      "title": "VTI Stock Party",
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      "snippet": "In the app, tap \"Account\" from your Home Screen, then tap the gear on the top right and scroll down to stock party to join. Or go to party.stash.com in your web browser.",
      "url": "https://www.reddit.com/r/stashinvest/comments/1xsbism/vti_stock_party/",
      "top_comment": {
        "text": "I had to dig around to find it but I eventually found it under rewards. That was sneaky removing it from the settings page!",
        "score": 4,
        "url": "https://www.reddit.com/r/stashinvest/comments/1xsbism/_/19seoq4v7wjcw/"
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      "title": "New Job - Where to put 401k rollover",
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      "score": 6,
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      "created_utc": 1794252932.444,
      "snippet": "Just moved companies and now need to reinvest my 401k rollover. I'm thinking about VOO or VTI, but the recent stock market volatility has me a little concerned? Thoughts?",
      "url": "https://www.reddit.com/r/ETFs/comments/1xs1czt/new_job_where_to_put_401k_rollover/",
      "top_comment": {
        "text": "give it to me",
        "score": 1,
        "url": "https://www.reddit.com/r/ETFs/comments/1xs1czt/_/19se2bksk6uzn/"
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    {
      "title": "New investor, portfolio question",
      "subreddit": "r/portfolios",
      "score": 6,
      "comments": 10,
      "created_utc": 1794224551.676,
      "snippet": "Is this allocation ok? VTI 40% VGT 30% VXUS 15% AVUV 10% AVDV 5% I’m 20 and my risk tolerance is high, roughly got 28-34 years until I want to retire. I’m aware VTI overlap with VGT, and I’m...",
      "url": "https://www.reddit.com/r/portfolios/comments/1xrpj3a/new_investor_portfolio_question/",
      "top_comment": {
        "text": "You’re aware of the overlap but why do you want it? That’s a massive tech tilt. You’ve significantly underweighted intl. I would stick to VTI and VXUS. If...",
        "score": 1,
        "url": "https://www.reddit.com/r/portfolios/comments/1xrpj3a/_/19sdmb760qyyo/"
      }
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    {
      "title": "IBKR maintenance margins - NTSX at 100%",
      "subreddit": "r/LETFs",
      "score": 6,
      "comments": 2,
      "created_utc": 1794327649.899,
      "snippet": "During that 4% market drop last week, I checked what IBKR was setting for maintenance margins on standard funds and leveraged ETFs. Thought I'd share the numbers. ​Here is where things sat: ​VOO:...",
      "url": "https://www.reddit.com/r/LETFs/comments/1xsr64s/ibkr_maintenance_margins_ntsx_at_100/",
      "top_comment": {
        "text": "I’m not seeing those numbers anywhere but I have portfolio margin and if I preview a buy order on NTSX it uses less margin than SSO and SPXL. If it is...",
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        "url": "https://www.reddit.com/r/LETFs/comments/1xsr64s/_/19sfnjsi480ox/"
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  "preview": "This is a preview: counts, the top communities and 10 of 4,510 matching items, each with a snippet of the post and its top reply. Every post and comment, live, with 30 day search and keyword streams to Slack, Discord, webhook or email, needs a free key: https://app.redlisten.com/?signup=1&utm_source=redlisten&utm_medium=preview",
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  "attribution": "Source: Redlisten, https://redlisten.com/reddit/vti"
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