{
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  "updated": "2026-11-12T00:35:53.357Z",
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    {
      "title": "24M, First-Year IBEW Local 3 Apprentice NYC. $120K Net Worth. Looking for Financial Advice and Advice from Fellow Members.",
      "subreddit": "r/ibew_apprentices",
      "score": 103,
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      "snippet": "I’m 24 years old and currently a first-year IBEW Local 3 apprentice in NYC. I’m looking for some honest advice on my financial situation, investment strategy, and how to make the most of the...",
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      "top_comment": {
        "text": "My advice: don’t ask electricians for financial planning advice",
        "score": 48,
        "url": "https://www.reddit.com/r/ibew_apprentices/comments/1xr2rix/_/19sc36oq13yea/"
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    {
      "title": "2024 M340I",
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      "comments": 111,
      "created_utc": 1794080470.843,
      "snippet": "I'm looking to buy a used M340i without xdrive for $53,200 looks like it has a clean history but not CPO from the dealership. I did really love the car but I'm also open to waiting a few more...",
      "url": "https://www.reddit.com/r/BMW/comments/1xqezry/2024_m340i/",
      "top_comment": {
        "text": "I feel like your main question is better asked in a financial subreddit rather than a BMW subreddit",
        "score": 138,
        "url": "https://www.reddit.com/r/BMW/comments/1xqezry/_/19sai8l7gvdb7/"
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      "title": "My \"3 funds\" Roth IRA",
      "subreddit": "r/RothIRA",
      "score": 59,
      "comments": 16,
      "created_utc": 1794072481.451,
      "snippet": "SCHG 50% SCHD 30% VYMI 20% I also have a 401K through my job that's pretty much the S&P500, and a brokerage account, but this is the account I'm prioritizing at the moment.",
      "url": "https://www.reddit.com/r/RothIRA/comments/1xqbunm/my_3_funds_roth_ira/",
      "top_comment": {
        "text": "How old are you? This is a very high percent of schd",
        "score": 8,
        "url": "https://www.reddit.com/r/RothIRA/comments/1xqbunm/_/19saejxastw4k/"
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    {
      "title": "The 15 highest total return dividend ETFs are mostly 2-3% yielders. The 15 highest yielders with NO price decay look totally different.",
      "subreddit": "r/TopDividendETFs",
      "score": 52,
      "comments": 7,
      "created_utc": 1794066166.052,
      "snippet": "I ranked every fund in our database two ways, and the two lists barely overlap. Full live rankings (updated daily): https://topdividendetfs.com/top-15-total-returns.html Quick note first: total...",
      "url": "https://www.reddit.com/r/TopDividendETFs/comments/1xq9ca0/the_15_highest_total_return_dividend_etfs_are/",
      "top_comment": {
        "text": "I own PTY and PDI on first list and MLPI, HAKY, XLEI and SPYI on second Love them all for monthly $ to help my retirement - No intent to sell any of them...",
        "score": 3,
        "url": "https://www.reddit.com/r/TopDividendETFs/comments/1xq9ca0/_/19sacn15ygv9d/"
      }
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    {
      "title": "I (M23) started my journey!",
      "subreddit": "r/TheRaceTo10K",
      "score": 39,
      "comments": 6,
      "created_utc": 1794257361.367,
      "snippet": "Specifically, I started two weeks ago. I’ve been buying $500 of VOO every time I get paid. I was thinking about getting at least 10 shares and then buying some SCHD. I’m a total noob but starting...",
      "url": "https://www.reddit.com/r/TheRaceTo10K/comments/1xs3bbi/i_m23_started_my_journey/",
      "top_comment": {
        "text": "Man I wish I can get started but I have no clue what to do on the first steps",
        "score": 1,
        "url": "https://www.reddit.com/r/TheRaceTo10K/comments/1xs3bbi/_/19se99k6iwwpw/"
      }
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    {
      "title": "CDAY & SDAY, are they the best overall covered call ETFs in Canada?",
      "subreddit": "r/dividendscanada",
      "score": 31,
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      "created_utc": 1794196036.157,
      "snippet": "I’ve been following Hamilton’s DayMAX ETFs since their launch, particularly CDAY and SDAY, and I’m becoming increasingly interested in their approach to generating income. One of the biggest...",
      "url": "https://www.reddit.com/r/dividendscanada/comments/1xrhk3q/cday_sday_are_they_the_best_overall_covered_call/",
      "top_comment": {
        "text": "I hold these, in addition to qday and a bunch of other covered call ETFs. The Hamilton ones are, so far, the best. QDAY lost like 6% on the 5th 👀",
        "score": 7,
        "url": "https://www.reddit.com/r/dividendscanada/comments/1xrhk3q/_/19scx3gchr011/"
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    {
      "title": "Why buy and hold on TQQQ is pure pain (SCHD vs. TQQQ over 1 yr)",
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      "comments": 35,
      "created_utc": 1794099148.986,
      "snippet": "Everyone always parrots \"time in the market beats timing the market,\" but look at these two charts side by side. SCHD, the ultimate boomer dividend fund: up 32% over the last year. TQQQ, the 3x...",
      "url": "https://www.reddit.com/r/TQQQ/comments/1xqlq6v/why_buy_and_hold_on_tqqq_is_pure_pain_schd_vs/",
      "top_comment": {
        "text": "You can cherry pick any point of time and make any investment look good or bad. This post proves nothing and answers nothing",
        "score": 6,
        "url": "https://www.reddit.com/r/TQQQ/comments/1xqlq6v/_/19sbaseav9bb6/"
      }
    },
    {
      "title": "RSP and SCHD are safer than SPY… and other ETF myths",
      "subreddit": "r/ETFs",
      "score": 16,
      "comments": 13,
      "created_utc": 1794068940.331,
      "snippet": "Was playing around with totalrealreturns today, evaluating several popular ETFs. Some observations: During the 2022 bear market, the downturn in SCHD was comparable to SPY and RSP was even worse...",
      "url": "https://www.reddit.com/r/ETFs/comments/1xqafss/rsp_and_schd_are_safer_than_spy_and_other_etf/",
      "top_comment": {
        "text": "Both RSP and SCHD had lower drawdowns than VOO in 2022 as well as the latest month of Oct 2026. The drawdowns in your chart were for the pandemic (2020) and...",
        "score": 13,
        "url": "https://www.reddit.com/r/ETFs/comments/1xqafss/_/19sabeno7g1tt/"
      }
    },
    {
      "title": "AWHD vs LDGL - welcher Dividenden ETF?",
      "subreddit": "r/Finanzen",
      "score": 12,
      "comments": 24,
      "created_utc": 1794128482.666,
      "snippet": "&x200B; Hallo zusammen, ich möchte einen dieser beiden relativ jungen aber interessanten Dividenden ETFs in mein Portfolio aufnehmen, bin aber unentschlossen welchen der beiden ich besparen soll....",
      "url": "https://www.reddit.com/r/Finanzen/comments/1xqu405/awhd_vs_ldgl_welcher_dividenden_etf/",
      "top_comment": {
        "text": "Nur als Info, falls du noch warten willst: L&G hat angekündigt, nächstes Jahr auch einen \"All-World Quality Dividends UCITS ETF\" aufzulegen. Vermutlich...",
        "score": 6,
        "url": "https://www.reddit.com/r/Finanzen/comments/1xqu405/_/19sbiplo7p0gy/"
      }
    },
    {
      "title": "I compared the highest-yielding ETF from 8 Wall Street giants. The winner wasn't who I expected",
      "subreddit": "r/TopDividendETFs",
      "score": 12,
      "comments": 1,
      "created_utc": 1794243371.308,
      "snippet": "Everyone knows JPMorgan, Goldman Sachs, BlackRock and Vanguard. But which one actually pays you the most? I pulled the highest-yielding stock ETF from each firm using the data on...",
      "url": "https://www.reddit.com/r/TopDividendETFs/comments/1xrwzbb/i_compared_the_highestyielding_etf_from_8_wall/",
      "top_comment": {
        "text": "None",
        "score": 1,
        "url": "https://www.reddit.com/r/TopDividendETFs/comments/1xrwzbb/_/19sdwro0dazmq/"
      }
    }
  ],
  "preview": "This is a preview: counts, the top communities and 10 of 3,821 matching items, each with a snippet of the post and its top reply. Every post and comment, live, with 30 day search and keyword streams to Slack, Discord, webhook or email, needs a free key: https://app.redlisten.com/?signup=1&utm_source=redlisten&utm_medium=preview",
  "docs": "https://redlisten.com/docs",
  "attribution": "Source: Redlisten, https://redlisten.com/reddit/schd"
}