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      "snippet": "Does anyone use SPAXX or another money market fund as a form of HYSA instead of a brick and mortar or online bank?",
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        "text": "While the community gets a look at your post, don't forget we have an official website with a bunch of resources specifically for the questions we see here...",
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        "text": "210k income with 10% down and 2500/mo debt, with 50% DTI would put you around 6500/mo all in @7%. Home value 750k. Probably your high end. So you probably...",
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      "snippet": "I’m currently looking into creating a HYSA and I’m planing on splitting 5%-50% of my Paycheck between the hysa and my personal bank account.",
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        "text": "Passive income for just letting your money sit in a bank? It's a no brainer. I would suggest building an emergency fund in the HYSA then look into...",
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      "snippet": "This is my current financial plan. Tell if there’s something I’m doing wrong cause i don’t really know what I’m doing. I’m a 22yr single e-1 in airforce with 3yr 6 months left. I have no bills I...",
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      "snippet": "Hello! I currently have a 2 money market fund buckets through Edward Jones. Are there any fees I need to be worried about? I recently heard bad things about their investments through roth ira's...",
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        "text": "I don’t know your specific situation, or your numbers, but I moved all my accounts from my FA years ago to Fidelity. Low cost index funds. Fidelity has...",
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        "text": "Interested in cashback cards? Take a look at these resources from the sidebar: List of Flat 2%+ Cashback Cards List of Best Cashback Cards by Category I can...",
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      "snippet": "For context, I am nearly 24 and have been restructuring a nearly 60k checking account by researching and following the wiki here and the boglehead wiki over the last few months. I have: •No major...",
      "url": "https://www.reddit.com/r/personalfinance/comments/1xsd7z0/how_to_handle_a_major_purchase_fund_with_a_fuzzy/",
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        "text": "It's not unreasonable. But it's inefficient. Sounds like you should make a plan for a car replacement, happen to life, don't let life happen to you. Figure...",
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    {
      "title": "Marcus by Goldman Sachs HYSA | 4.50% APY for 3 Months with Referral",
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      "snippet": "Looking for a high-yield savings account? I’ve been using Marcus by Goldman Sachs and highly recommend it, especially for an emergency fund! Current benefits: 3.50% base APY + 1% referral boost =...",
      "url": "https://www.reddit.com/r/Referrallinks/comments/1xtmh2f/marcus_by_goldman_sachs_hysa_450_apy_for_3_months/",
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        "text": "Stay safe: legit referral posts include the link right in the post. Never send money, share ID documents, or move to DMs, Telegram, or WhatsApp to get a...",
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      "snippet": "Marcus by Goldman Sachs offers both HYSA and Fixed or Flexible CDs with one of the highest APY rates in the industry. New customers who open a Savings Account will earn a cash bonus equivalent to...",
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      "top_comment": {
        "text": "Hello u/michaelromeo. Thanks for contributing your post Marcus by Goldman Sachs to /r/ReferralLink. Check out the other subreddits in our network of...",
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