{ "subreddit": "r/StudentLoans", "page": "https://redlisten.com/r/studentloans", "updated": "2026-11-12T00:55:56.608Z", "members": 718255, "activity": { "posts_last_24_hours": 53, "posts_per_hour": 1.4, "comments_per_hour": 7.9, "newest_post_utc": 1794442315.025, "newest_comment_utc": 1794429511.875 }, "top_threads_this_week": [ { "title": "90 day + 30 day deadlines have passed", "score": 256, "comments": 120, "created_utc": 1794006508.652, "snippet": "Hello again my good people! TLDR: July 1 notice. I have continued to do nothing. So have they. šŸ§šŸ§ After today's update, I will post when I actually have a change to share. Have great weekend!...", "url": "https://www.reddit.com/r/StudentLoans/comments/1xpr14t/90_day_30_day_deadlines_have_passed/" }, { "title": "Many of us were sold a dream that is no longer realityā€¦.", "score": 223, "comments": 163, "created_utc": 1794078387.95, "snippet": "We were told if you work hard, get good grades and get into college that you can earn a degree graduate and use it to get a higher paying job. For many that is no longer the reality and we are...", "url": "https://www.reddit.com/r/StudentLoans/comments/1xqe6mz/many_of_us_were_sold_a_dream_that_is_no_longer/" }, { "title": "NELNET UPDATE Portal update", "score": 214, "comments": 63, "created_utc": 1793887306.97, "snippet": "Im less than 10 days from my final mcfinal day to change. Basically my 90 days past, I got the 30 new days extension. As of today. The portal has now added a Red banner stating to switch or youā€™ll...", "url": "https://www.reddit.com/r/StudentLoans/comments/1xojdyq/nelnet_update_portal_update/" }, { "title": "Forbearance until 2028?", "score": 176, "comments": 97, "created_utc": 1794180165.509, "snippet": "My 90 days were up last week, and instead of getting the 30 day extension like many other have gotten, my letter says Iā€™ve been put into forbearance until 2028. Has anyone else gotten this? I...", "url": "https://www.reddit.com/r/StudentLoans/comments/1xrc7kg/forbearance_until_2028/" }, { "title": "mohela update - still on SAVE", "score": 151, "comments": 96, "created_utc": 1793903228.656, "snippet": "just putting this here as others have done the same i received the first 90-day notice on 7/2/26 and then received a final 30-day notice on 10/2/26. today is 11/5/26 and i just checked my portal....", "url": "https://www.reddit.com/r/StudentLoans/comments/1xoq8lc/mohela_update_still_on_save/" }, { "title": "Wow! Amazing how ā€˜efficientā€™ Mohela is when they want their $$$$$$!!!!!", "score": 126, "comments": 97, "created_utc": 1793978820.983, "snippet": "Applied for payment plan coming off of SAVE AND IT TOOK LESS THAN A WEEK for Mohela to get it all squared away and send me a bill that is now due in TWO WEEKS!!!! GDMFā€™s.", "url": "https://www.reddit.com/r/StudentLoans/comments/1xpfkms/wow_amazing_how_efficient_mohela_is_when_they/" }, { "title": "EdFinancial Update", "score": 122, "comments": 45, "created_utc": 1793908546.389, "snippet": "I am on EdFinancial. My additional 30 ends on Nov. 6th. I will update tomorrow! Hold the Line!!!!! Funny, the emails for EDF also dont include the actual date that my additional 30 days ends....", "url": "https://www.reddit.com/r/StudentLoans/comments/1xosj2r/edfinancial_update/" }, { "title": "Paying for courses to remain a half time student in deferment indefinitely is cheaper than my monthly payment. Anyone with tips?", "score": 111, "comments": 175, "created_utc": 1793892030.047, "snippet": "I've already completed my masters, but my job doesn't pay enough to ever catch up on my loans. Is there anyone here paying for college courses out of pocket to keep their loans in deferment? I...", "url": "https://www.reddit.com/r/StudentLoans/comments/1xolce2/paying_for_courses_to_remain_a_half_time_student/" }, { "title": "Paid off my loans (~$26k) before the end of the 6 month grace period!", "score": 109, "comments": 23, "created_utc": 1793965605.491, "snippet": "I finished paying off \\~$26k in undergrad student loans before the end of my 6 month grace period. What I did was took out minimal loans, lived below my means, worked a lot of hours while in...", "url": "https://www.reddit.com/r/StudentLoans/comments/1xpatf7/paid_off_my_loans_26k_before_the_end_of_the_6/" }, { "title": "Wasting years of my life", "score": 55, "comments": 87, "created_utc": 1794180034.986, "snippet": "Iā€™m 22 and graduated this past May with a bachelorā€™s degree in accounting. I currently have around $96k in student loan debt, including approximately $70k in Parent PLUS loans under my momā€™s name...", "url": "https://www.reddit.com/r/StudentLoans/comments/1xrc5wr/wasting_years_of_my_life/" } ], "newest_posts": [ { "title": "Pay off debt or buy a house?", "score": 1, "comments": 0, "created_utc": 1794442315.025, "url": "https://www.reddit.com/r/StudentLoans/comments/1xty3pg/pay_off_debt_or_buy_a_house/" }, { "title": "Are we Paying for 2025 Taxes or 2026? Iā€™m thinking the former?", "score": 1, "comments": 0, "created_utc": 1794438510.66, "url": "https://www.reddit.com/r/StudentLoans/comments/1xtwnm3/are_we_paying_for_2025_taxes_or_2026_im_thinking/" }, { "title": "Need help figuring out what my payment is", "score": 1, "comments": 0, "created_utc": 1794436944.871, "url": "https://www.reddit.com/r/StudentLoans/comments/1xtw1hu/need_help_figuring_out_what_my_payment_is/" }, { "title": "Loan for my eldest son to graduate this coming May", "score": 1, "comments": 0, "created_utc": 1794436414.001, "url": "https://www.reddit.com/r/StudentLoans/comments/1xtvtwd/loan_for_my_eldest_son_to_graduate_this_coming_may/" }, { "title": "Best plan with less than 30 days to go", "score": 1, "comments": 0, "created_utc": 1794434922.956, "url": "https://www.reddit.com/r/StudentLoans/comments/1xtv82g/best_plan_with_less_than_30_days_to_go/" }, { "title": "Question About Student Loan Issues", "score": 1, "comments": 0, "created_utc": 1794433852.757, "url": "https://www.reddit.com/r/StudentLoans/comments/1xtus7p/question_about_student_loan_issues/" }, { "title": "Federal Student Loan Discharge for People With Disabilities (TPD)", "score": 1, "comments": 0, "created_utc": 1794432336.31, "url": "https://www.reddit.com/r/StudentLoans/comments/1xtu5s9/federal_student_loan_discharge_for_people_with/" }, { "title": "Aidvantage Loan hit Delinquency while Iā€™m enrolled Half Time credit", "score": 1, "comments": 0, "created_utc": 1794431000.534, "url": "https://www.reddit.com/r/StudentLoans/comments/1xttl6u/aidvantage_loan_hit_delinquency_while_im_enrolled/" }, { "title": "Teacher loan forgiveness Oct 2026", "score": 1, "comments": 0, "created_utc": 1794430380.842, "url": "https://www.reddit.com/r/StudentLoans/comments/1xttbz1/teacher_loan_forgiveness_oct_2026/" }, { "title": "Anyone else feel like they messed up by switching out of SAVE?", "score": 1, "comments": 0, "created_utc": 1794429096.191, "url": "https://www.reddit.com/r/StudentLoans/comments/1xtssis/anyone_else_feel_like_they_messed_up_by_switching/" } ], "words_this_week": [ { "word": "save", "titles": 23 }, { "word": "mohela", "titles": 17 }, { "word": "forbearance", "titles": 16 }, { "word": "payment", "titles": 16 }, { "word": "rap", "titles": 14 }, { "word": "repayment", "titles": 11 }, { "word": "idr", "titles": 11 }, { "word": "ibr", "titles": 11 }, { "word": "plan", "titles": 10 }, { "word": "recertification", "titles": 10 }, { "word": "nelnet", "titles": 8 }, { "word": "paying", "titles": 7 } ], "preview": "This is a preview. 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