{ "subreddit": "r/Insurance", "page": "https://redlisten.com/r/insurance", "updated": "2026-11-09T06:14:09.776Z", "members": 240899, "activity": { "posts_last_24_hours": 16, "posts_per_hour": 1, "comments_per_hour": 13.9, "newest_post_utc": 1794201067.156, "newest_comment_utc": 1794202888.774 }, "top_threads_this_week": [ { "title": "Insurance denying all follow up imaging after discovering a tumor on my spine.", "score": 91, "comments": 32, "created_utc": 1793875154.081, "snippet": "I have Cigna and I’m in the US. I have major pain on my middle back. Xray looks fine. Dr wanted an MRI after conservative treatment, physical therapy, 120lbs weight loss, personal trainer. Pain...", "url": "https://www.reddit.com/r/Insurance/comments/1xofh0x/insurance_denying_all_follow_up_imaging_after/" }, { "title": "IUD arm broke off during removal & insurance wants a copay", "score": 44, "comments": 50, "created_utc": 1793818097.994, "snippet": "I live in TN. I have work sponsored insurance with Blue Cross & Blue Shield of TN. Oct 22nd I went in for a IUD removal/ new IUD insertion. Paragard was being removed when an arm didn't come with...", "url": "https://www.reddit.com/r/Insurance/comments/1xnwd29/iud_arm_broke_off_during_removal_insurance_wants/" }, { "title": "GEICO car insurance is really expensive now.", "score": 27, "comments": 49, "created_utc": 1794071721.368, "snippet": "When did Geico insurance go up?! They used to be my go-to! Now I have to find a new fav that’s inexpensive. Why is everything in Los Angeles California so expensive. It’s ridiculous!", "url": "https://www.reddit.com/r/Insurance/comments/1xqbjk5/geico_car_insurance_is_really_expensive_now/" }, { "title": "HDHP vs PPO Plan - language question on spouse as dependent", "score": 11, "comments": 6, "created_utc": 1793858000.339, "snippet": "With open enrollment here, I am looking ahead to what health insurance plan my fiance and I will want to have once married and likely having a kid. I am a little confused on the language of...", "url": "https://www.reddit.com/r/Insurance/comments/1xob1dm/hdhp_vs_ppo_plan_language_question_on_spouse_as/" }, { "title": "Total loss in flood, no idea what steps to take", "score": 10, "comments": 27, "created_utc": 1794150115.846, "snippet": "We had a flood disaster in my area. My Explorer was submerged to the dashboard on Tuesday Geico sent their catastrophe team out yesterday and it is a total loss. I owe a lot more than it is worth....", "url": "https://www.reddit.com/r/Insurance/comments/1xr0elg/total_loss_in_flood_no_idea_what_steps_to_take/" }, { "title": "19.5k Out of Network charge after spinal surgery, is there anything I can do?", "score": 9, "comments": 17, "created_utc": 1794175704.852, "snippet": "26yo male, I've had a degrading back injury for most of my life and things finally got to a point where I couldn't really work consistently or be too active. I got an L4-S1 fusion a few days ago...", "url": "https://www.reddit.com/r/Insurance/comments/1xrakk8/195k_out_of_network_charge_after_spinal_surgery/" }, { "title": "State Farm and hail damage", "score": 7, "comments": 36, "created_utc": 1793971683.566, "snippet": "I recently saw a water spot on my upstairs ceiling. It was soft so I poked a rod right through then went into the attic to see where it was. A large area of the plywood was black and wet and soft....", "url": "https://www.reddit.com/r/Insurance/comments/1xpcs8g/state_farm_and_hail_damage/" }, { "title": "Geico Letter", "score": 7, "comments": 20, "created_utc": 1793909725.099, "snippet": "It is our duty at this time to inform you that under the contract of insurance, which you have with this Company, the limit of liability for Property Damage is $10,000.00 per accident. Our...", "url": "https://www.reddit.com/r/Insurance/comments/1xot13i/geico_letter/" }, { "title": "Moved out of state and didn’t realize I needed to change insurance", "score": 6, "comments": 6, "created_utc": 1794092535.008, "snippet": "I feel like an idiot and I’m kinda freaking out. I moved out of my parents house over a year ago and never changed my insurance, from Maryland to Delaware. I live right on the border now u can...", "url": "https://www.reddit.com/r/Insurance/comments/1xqjg9q/moved_out_of_state_and_didnt_realize_i_needed_to/" }, { "title": "Lemonade Pay-Per-Mile Data Point: CA Good Driver (Van Nuys 91401)", "score": 6, "comments": 2, "created_utc": 1793999825.153, "snippet": "Hey everyone, just wanted to throw my actual data out there for anyone in California looking into pay-per-mile auto insurance. It's tough getting transparent baseline rates right now, so hopefully...", "url": "https://www.reddit.com/r/Insurance/comments/1xpofsd/lemonade_paypermile_data_point_ca_good_driver_van/" } ], "newest_posts": [ { "title": "Flood claim fighting over definitions", "score": 1, "comments": 2, "created_utc": 1794201067.156, "url": "https://www.reddit.com/r/Insurance/comments/1xrj3qs/flood_claim_fighting_over_definitions/" }, { "title": "2027 Covered California (ACA): Cedars-Sinai | Keck Medicine of USC | UCLA", "score": 2, "comments": 2, "created_utc": 1794196825.71, "url": "https://www.reddit.com/r/Insurance/comments/1xrhssc/2027_covered_california_aca_cedarssinai_keck/" }, { "title": "Do car Insurance Companies Verify TRASCRIPTS WITH THE SCHOOL (For Student Discount)", "score": 0, "comments": 13, "created_utc": 1794196034.226, "url": "https://www.reddit.com/r/Insurance/comments/1xrhk2x/do_car_insurance_companies_verify_trascripts_with/" }, { "title": "if i sell my car and go car-less for a year or so will my rates be high when i start driving again?", "score": 1, "comments": 2, "created_utc": 1794192343.037, "url": "https://www.reddit.com/r/Insurance/comments/1xrgd7o/if_i_sell_my_car_and_go_carless_for_a_year_or_so/" }, { "title": "How do you train new BDC reps to verify before they hit send", "score": 0, "comments": 7, "created_utc": 1794192315.009, "url": "https://www.reddit.com/r/Insurance/comments/1xrgcwb/how_do_you_train_new_bdc_reps_to_verify_before/" }, { "title": "GEICO CAR COLLISION COVERAGE AND GEICO IN GENERAL", "score": 0, "comments": 10, "created_utc": 1794184570.48, "url": "https://www.reddit.com/r/Insurance/comments/1xrdrxh/geico_car_collision_coverage_and_geico_in_general/" }, { "title": "1k Full Coverage Insurance.", "score": 0, "comments": 12, "created_utc": 1794184040.783, "url": "https://www.reddit.com/r/Insurance/comments/1xrdl1x/1k_full_coverage_insurance/" }, { "title": "Is the \"amount billed\" = \"cash pay\"?", "score": 1, "comments": 8, "created_utc": 1794175707.566, "url": "https://www.reddit.com/r/Insurance/comments/1xrakls/is_the_amount_billed_cash_pay/" }, { "title": "19.5k Out of Network charge after spinal surgery, is there anything I can do?", "score": 9, "comments": 17, "created_utc": 1794175704.852, "url": "https://www.reddit.com/r/Insurance/comments/1xrakk8/195k_out_of_network_charge_after_spinal_surgery/" }, { "title": "Why do we have to pay more because we are young?", "score": 0, "comments": 40, "created_utc": 1794168142.197, "url": "https://www.reddit.com/r/Insurance/comments/1xr7n0j/why_do_we_have_to_pay_more_because_we_are_young/" } ], "words_this_week": [ { "word": "car", "titles": 26 }, { "word": "claim", "titles": 19 }, { "word": "pay", "titles": 10 }, { "word": "state", "titles": 9 }, { "word": "driver", "titles": 8 }, { "word": "california", "titles": 8 }, { "word": "advice", "titles": 8 }, { "word": "geico", "titles": 7 }, { "word": "home", "titles": 7 }, { "word": "claims", "titles": 7 }, { "word": "full", "titles": 7 }, { "word": "homeowners", "titles": 7 } ], "preview": "This is a preview. Every post and comment in r/Insurance, live, as JSON or RSS on the same paths a Reddit client uses, plus keyword streams to Slack, Discord, webhook or email, needs a free key: https://app.redlisten.com/?signup=1&utm_source=redlisten&utm_medium=subreddit", "docs": "https://redlisten.com/docs", "attribution": "Source: Redlisten, https://redlisten.com/r/insurance" }