{
  "subreddit": "r/HSA",
  "page": "https://redlisten.com/r/hsa",
  "updated": "2026-11-07T15:59:24.884Z",
  "members": 7040,
  "activity": {
    "posts_last_24_hours": 2,
    "posts_per_hour": 0.1,
    "comments_per_hour": 1.3,
    "newest_post_utc": 1794001394.733,
    "newest_comment_utc": 1794011394.716
  },
  "top_threads_this_week": [
    {
      "title": "Is the HSA worth it at this point?",
      "score": 15,
      "comments": 45,
      "created_utc": 1793548220.158,
      "snippet": "Now that it’s open enrollment for healthcare I’ve been thinking of getting an HDHP to be eligible for an HSA. I would be paying for coverage out of pocket in full. My employers don’t offer an...",
      "url": "https://www.reddit.com/r/HSA/comments/1xl6f21/is_the_hsa_worth_it_at_this_point/"
    },
    {
      "title": "Two HSA Options, Which One?",
      "score": 8,
      "comments": 15,
      "created_utc": 1793970510.323,
      "snippet": "Hello, I am starting a new job and they have a Premium & Standard HSA plan available. The Premium cost an extra $149 while contributing an additional $500 employer contribution and offering lower...",
      "url": "https://www.reddit.com/r/HSA/comments/1xpcdmn/two_hsa_options_which_one/"
    },
    {
      "title": "HSA is employer locked",
      "score": 6,
      "comments": 29,
      "created_utc": 1793728113.053,
      "snippet": "Called my HSA management company to transfer my money out to a different HSA manager and was told I can not do that because my current HSA is employer locked. I'm no longer with this employer and...",
      "url": "https://www.reddit.com/r/HSA/comments/1xmzrxm/hsa_is_employer_locked/"
    },
    {
      "title": "HSA vs. PPO with toddlers, 3–4 therapy visits a week, and a few ER trips a year: will the HSA actually save us money?",
      "score": 4,
      "comments": 6,
      "created_utc": 1793744283.168,
      "snippet": "Family of 4 with two toddlers, choosing between two employer plans for 2027. We have 3–4 recurring appointments every week, year-round (PT, OT, and therapy for me and the kids), so roughly 150–200...",
      "url": "https://www.reddit.com/r/HSA/comments/1xn70nj/hsa_vs_ppo_with_toddlers_34_therapy_visits_a_week/"
    },
    {
      "title": "HSA overcontribution?",
      "score": 2,
      "comments": 4,
      "created_utc": 1794001394.733,
      "snippet": "I'm a current PGY-1 and I'm contributing to my HSA. I know the annual limit is $4,500. My question is for anyone who started with an HSA, did you prorate your contribution or use the last month...",
      "url": "https://www.reddit.com/r/HSA/comments/1xpp2cq/hsa_overcontribution/"
    },
    {
      "title": "Is this High Deductible Plan HSA eligable?",
      "score": 2,
      "comments": 9,
      "created_utc": 1793812765.122,
      "snippet": "Hi everyone. These are my plan options at my work. I love having my HSA which I have maxed out for three years however the HSA PPO is a huge chunk of my check at $342 a week on my family plan. I...",
      "url": "https://www.reddit.com/r/HSA/comments/1xntzys/is_this_high_deductible_plan_hsa_eligable/"
    },
    {
      "title": "Amazon Premera HSA vs. PPO with twin toddlers, 3–4 PT and OT visits a week, urgent care, ER: will the HSA actually save us money?",
      "score": 2,
      "comments": 0,
      "created_utc": 1793743757.644,
      "snippet": "",
      "url": "https://www.reddit.com/r/HSA/comments/1xn6sl8/amazon_premera_hsa_vs_ppo_with_twin_toddlers_34/"
    },
    {
      "title": "Planning on maxing out HDHP next year - suggestions for taking advantage?",
      "score": 1,
      "comments": 0,
      "created_utc": 1793982518.048,
      "snippet": "",
      "url": "https://www.reddit.com/r/HSA/comments/1xph4vg/planning_on_maxing_out_hdhp_next_year_suggestions/"
    },
    {
      "title": "Generous health benefits; unsure what to choose",
      "score": 1,
      "comments": 0,
      "created_utc": 1793927310.84,
      "snippet": "",
      "url": "https://www.reddit.com/r/HSA/comments/1xoztzh/generous_health_benefits_unsure_what_to_choose/"
    },
    {
      "title": "HSA and HMO",
      "score": 1,
      "comments": 5,
      "created_utc": 1793821893.312,
      "snippet": "My husband and I both work for companies. If I get insurance (Kaiser HMO) for himself and me, can he apply for HSA through his employer just for himself? Is this allowed? I plan to also have an...",
      "url": "https://www.reddit.com/r/HSA/comments/1xny000/hsa_and_hmo/"
    }
  ],
  "newest_posts": [
    {
      "title": "HSA overcontribution?",
      "score": 2,
      "comments": 4,
      "created_utc": 1794001394.733,
      "url": "https://www.reddit.com/r/HSA/comments/1xpp2cq/hsa_overcontribution/"
    },
    {
      "title": "Planning on maxing out HDHP next year - suggestions for taking advantage?",
      "score": 1,
      "comments": 0,
      "created_utc": 1793982518.048,
      "url": "https://www.reddit.com/r/HSA/comments/1xph4vg/planning_on_maxing_out_hdhp_next_year_suggestions/"
    },
    {
      "title": "Two HSA Options, Which One?",
      "score": 8,
      "comments": 15,
      "created_utc": 1793970510.323,
      "url": "https://www.reddit.com/r/HSA/comments/1xpcdmn/two_hsa_options_which_one/"
    },
    {
      "title": "Generous health benefits; unsure what to choose",
      "score": 1,
      "comments": 0,
      "created_utc": 1793927310.84,
      "url": "https://www.reddit.com/r/HSA/comments/1xoztzh/generous_health_benefits_unsure_what_to_choose/"
    },
    {
      "title": "Anyone love to unravel HSA options?",
      "score": 0,
      "comments": 8,
      "created_utc": 1793840672.652,
      "url": "https://www.reddit.com/r/HSA/comments/1xo5h6d/anyone_love_to_unravel_hsa_options/"
    },
    {
      "title": "Should employees in different states get the same health insurance contribution?",
      "score": 0,
      "comments": 7,
      "created_utc": 1793836701.698,
      "url": "https://www.reddit.com/r/HSA/comments/1xo408b/should_employees_in_different_states_get_the_same/"
    },
    {
      "title": "HSA and HMO",
      "score": 1,
      "comments": 5,
      "created_utc": 1793821893.312,
      "url": "https://www.reddit.com/r/HSA/comments/1xny000/hsa_and_hmo/"
    },
    {
      "title": "Moving HSA Funds",
      "score": 1,
      "comments": 6,
      "created_utc": 1793821310.142,
      "url": "https://www.reddit.com/r/HSA/comments/1xnxr1e/moving_hsa_funds/"
    },
    {
      "title": "Is this High Deductible Plan HSA eligable?",
      "score": 2,
      "comments": 9,
      "created_utc": 1793812765.122,
      "url": "https://www.reddit.com/r/HSA/comments/1xntzys/is_this_high_deductible_plan_hsa_eligable/"
    },
    {
      "title": "HSA Eligible?",
      "score": 1,
      "comments": 5,
      "created_utc": 1793806631.471,
      "url": "https://www.reddit.com/r/HSA/comments/1xnrbfx/hsa_eligible/"
    }
  ],
  "words_this_week": [
    {
      "word": "hdhp",
      "titles": 21
    },
    {
      "word": "ppo",
      "titles": 15
    },
    {
      "word": "health",
      "titles": 13
    },
    {
      "word": "plan",
      "titles": 12
    },
    {
      "word": "insurance",
      "titles": 10
    },
    {
      "word": "fsa",
      "titles": 9
    },
    {
      "word": "contribution",
      "titles": 9
    },
    {
      "word": "worth",
      "titles": 7
    },
    {
      "word": "options",
      "titles": 7
    },
    {
      "word": "open",
      "titles": 7
    },
    {
      "word": "care",
      "titles": 6
    },
    {
      "word": "family",
      "titles": 6
    }
  ],
  "preview": "This is a preview. Every post and comment in r/HSA, live, as JSON or RSS on the same paths a Reddit client uses, plus keyword streams to Slack, Discord, webhook or email, needs a free key: https://app.redlisten.com/?signup=1&utm_source=redlisten&utm_medium=subreddit",
  "docs": "https://redlisten.com/docs",
  "attribution": "Source: Redlisten, https://redlisten.com/r/hsa"
}