{ "subreddit": "r/HELOC", "page": "https://redlisten.com/r/heloc", "updated": "2026-11-09T06:44:21.912Z", "members": 4426, "activity": { "posts_last_24_hours": 0, "posts_per_hour": 0.1, "comments_per_hour": 0.7, "newest_post_utc": 1793923656.997, "newest_comment_utc": 1794185324.785 }, "top_threads_this_week": [ { "title": "Need Digital HELOC LENDERS", "score": 10, "comments": 58, "created_utc": 1793923656.997, "snippet": "My wife and I are both high 700’s credit score, got about $260k in equity and looking to get $100k. We are both W2 employees and can prove income but would rather not. Currently trying to get the...", "url": "https://www.reddit.com/r/HELOC/comments/1xoyjnj/need_digital_heloc_lenders/" }, { "title": "My loan is in title review for over 2 weeks at NFTYdoor. Is this normal?", "score": 3, "comments": 5, "created_utc": 1793665388.846, "snippet": "I’ve been waiting to get my “final offer” for 17 days now. They don’t answer the phone. I don’t know what to do anymore. Anyone know of an alternative? I’m regretting starting this process.", "url": "https://www.reddit.com/r/HELOC/comments/1xmecc4/my_loan_is_in_title_review_for_over_2_weeks_at/" }, { "title": "CASH OUT REFI OR HELOC with 580?", "score": 2, "comments": 0, "created_utc": 1793683382.095, "snippet": "", "url": "https://www.reddit.com/r/HELOC/comments/1xmkhrj/cash_out_refi_or_heloc_with_580/" }, { "title": "Business HELOC", "score": 1, "comments": 1, "created_utc": 1793833668.361, "snippet": "", "url": "https://www.reddit.com/r/HELOC/comments/1xo2w3k/business_heloc/" }, { "title": "I own two homes with over 800k in equity. What would be the best way to borrow 250-300k for home addition?", "score": 1, "comments": 0, "created_utc": 1793633078.564, "snippet": "One property is my primary residence. The other property is an investment property. I don’t want to refi in any way. What would my best options be? located in USA", "url": "https://www.reddit.com/r/HELOC/comments/1xm04dc/i_own_two_homes_with_over_800k_in_equity_what/" }, { "title": "Texas Investment Property HELOCs - are they legal?", "score": 1, "comments": 0, "created_utc": 1793626069.745, "snippet": "I keep getting different answers from lenders if HELOCs are available in Texas for investment properties. Some lenders tell me it's illegal per the Texas Constitution. I found another lender that...", "url": "https://www.reddit.com/r/HELOC/comments/1xlx5t7/texas_investment_property_helocs_are_they_legal/" }, { "title": "Fintech lender accepting household income in Maryland", "score": 0, "comments": 12, "created_utc": 1793737296.016, "snippet": "Does Figure and NFTY accept household income for HELOC for Maryland, if not what lender does…..everything else checks out…perfect FICO and more than 50% equity.", "url": "https://www.reddit.com/r/HELOC/comments/1xn40ly/fintech_lender_accepting_household_income_in/" }, { "title": "Fintech lender accepting household income for HELOC in Maryland", "score": 0, "comments": 1, "created_utc": 1793737246.762, "snippet": "", "url": "https://www.reddit.com/r/HELOC/comments/1xn3ztk/fintech_lender_accepting_household_income_for/" }, { "title": "Need advice? Can I do another HeLOC?", "score": 0, "comments": 24, "created_utc": 1793661989.749, "snippet": "I did a HELOC with Figure for approx $30k in August on a townhouse I have owed for 11 years. I believe I was initially approved for $45k or more. My plans for the money were to pay off my credit...", "url": "https://www.reddit.com/r/HELOC/comments/1xmd0i6/need_advice_can_i_do_another_heloc/" } ], "newest_posts": [ { "title": "Need Digital HELOC LENDERS", "score": 10, "comments": 58, "created_utc": 1793923656.997, "url": "https://www.reddit.com/r/HELOC/comments/1xoyjnj/need_digital_heloc_lenders/" }, { "title": "Business HELOC", "score": 1, "comments": 1, "created_utc": 1793833668.361, "url": "https://www.reddit.com/r/HELOC/comments/1xo2w3k/business_heloc/" }, { "title": "Fintech lender accepting household income in Maryland", "score": 0, "comments": 12, "created_utc": 1793737296.016, "url": "https://www.reddit.com/r/HELOC/comments/1xn40ly/fintech_lender_accepting_household_income_in/" }, { "title": "Fintech lender accepting household income for HELOC in Maryland", "score": 0, "comments": 1, "created_utc": 1793737246.762, "url": "https://www.reddit.com/r/HELOC/comments/1xn3ztk/fintech_lender_accepting_household_income_for/" }, { "title": "CASH OUT REFI OR HELOC with 580?", "score": 2, "comments": 0, "created_utc": 1793683382.095, "url": "https://www.reddit.com/r/HELOC/comments/1xmkhrj/cash_out_refi_or_heloc_with_580/" }, { "title": "My loan is in title review for over 2 weeks at NFTYdoor. Is this normal?", "score": 3, "comments": 5, "created_utc": 1793665388.846, "url": "https://www.reddit.com/r/HELOC/comments/1xmecc4/my_loan_is_in_title_review_for_over_2_weeks_at/" }, { "title": "Need advice? Can I do another HeLOC?", "score": 0, "comments": 24, "created_utc": 1793661989.749, "url": "https://www.reddit.com/r/HELOC/comments/1xmd0i6/need_advice_can_i_do_another_heloc/" }, { "title": "I own two homes with over 800k in equity. What would be the best way to borrow 250-300k for home addition?", "score": 1, "comments": 0, "created_utc": 1793633078.564, "url": "https://www.reddit.com/r/HELOC/comments/1xm04dc/i_own_two_homes_with_over_800k_in_equity_what/" }, { "title": "Texas Investment Property HELOCs - are they legal?", "score": 1, "comments": 0, "created_utc": 1793626069.745, "url": "https://www.reddit.com/r/HELOC/comments/1xlx5t7/texas_investment_property_helocs_are_they_legal/" }, { "title": "HELOC in Alabama", "score": 1, "comments": 6, "created_utc": 1793575339.466, "url": "https://www.reddit.com/r/HELOC/comments/1xlhlts/heloc_in_alabama/" } ], "words_this_week": [ { "word": "home", "titles": 7 }, { "word": "loan", "titles": 6 }, { "word": "advice", "titles": 6 }, { "word": "equity", "titles": 6 }, { "word": "property", "titles": 6 }, { "word": "investment", "titles": 5 }, { "word": "fintech", "titles": 4 }, { "word": "lender", "titles": 4 }, { "word": "accepting", "titles": 4 }, { "word": "household", "titles": 4 }, { "word": "income", "titles": 4 }, { "word": "maryland", "titles": 4 } ], "preview": "This is a preview. 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