{ "subreddit": "r/Fire", "page": "https://redlisten.com/r/fire", "updated": "2026-11-12T00:53:35.366Z", "members": 1032950, "activity": { "posts_last_24_hours": 6, "posts_per_hour": 0.3, "comments_per_hour": 8, "newest_post_utc": 1794444265.664, "newest_comment_utc": 1794416405.872 }, "top_threads_this_week": [ { "title": "So much respect for people who work 25+ years", "score": 813, "comments": 222, "created_utc": 1794188822.752, "snippet": "29m/610k invested in global ETFs (low salary I just live with family). I’m only 6 years into software and wow am I already dying to get out. Perhaps it’s just a rough period but this shit...", "url": "https://www.reddit.com/r/Fire/comments/1xrf7ad/so_much_respect_for_people_who_work_25_years/" }, { "title": "Few are immune to lifestyle creep.", "score": 769, "comments": 317, "created_utc": 1794197011.59, "snippet": "Not a question, just an observation. I work in technical sales and have a team of guys that report to me. Some of the sales guys are your typical kind of sales guy. Make a lot. Spend a lot. Big...", "url": "https://www.reddit.com/r/Fire/comments/1xrhuy1/few_are_immune_to_lifestyle_creep/" }, { "title": "A healthy dose of perspective", "score": 595, "comments": 68, "created_utc": 1794165729.159, "snippet": "I’m 56, single, no children and zero dependents. My annual spend is 50 to 55k. Following this week’s market drop I have a little over 2.6 million available to me. 401k: approx 2 million...", "url": "https://www.reddit.com/r/Fire/comments/1xr6n0r/a_healthy_dose_of_perspective/" }, { "title": "If your portfolio is down more than SP500 and you are near fire recently, you need to reconsider your portfolio makeup.", "score": 216, "comments": 233, "created_utc": 1793963309.44, "snippet": "your portfolio might be too concentrated in one industry, making your FIRE at risk. Time to \\\\\\gradually\\\\\\ adjust your portfolio. Key word is gradually.", "url": "https://www.reddit.com/r/Fire/comments/1xpa6qm/if_your_portfolio_is_down_more_than_sp500_and_you/" }, { "title": "How much adjustment does 4% rule need for a 35-40 year retirement timeline?", "score": 147, "comments": 293, "created_utc": 1794195155.076, "snippet": "Given the “Rule of 25” is for a 30 year retirement, how much would you reduce the “4%” withdrawal rate based on a longer timeline? And would you creep back up to “4%” at some point near that 30...", "url": "https://www.reddit.com/r/Fire/comments/1xrhacm/how_much_adjustment_does_4_rule_need_for_a_3540/" }, { "title": "The math of \"one more year\" - on the back side (health/longevity)", "score": 127, "comments": 44, "created_utc": 1794156391.096, "snippet": "A little back of the envelope math time here. Coincident with reaching near-FIRE (half time last year at 45) and now full-FIRE (46-47), I also got myself into shape. No shame in saying it, GLP-1...", "url": "https://www.reddit.com/r/Fire/comments/1xr2tp4/the_math_of_one_more_year_on_the_back_side/" }, { "title": "Can I quit for a year to travel?", "score": 114, "comments": 166, "created_utc": 1794259395.342, "snippet": "Lifelong dream of backpacking the world. 35, male, single, 800k net worth (58.2% ETFs, 19.4% crypto, 15% 401k, 6.1% cash, 1.2% car). 8 years in corporate (tech consulting). I'm tired of working, I...", "url": "https://www.reddit.com/r/Fire/comments/1xs47cb/can_i_quit_for_a_year_to_travel/" }, { "title": "Psychological support", "score": 104, "comments": 24, "created_utc": 1793908896.363, "snippet": "Retiring in two weeks at 56. My partner will continue to work by choice. Yesterday, I told him that I was scared - having flashes of panic-fear as the date grows closer - specifically about not...", "url": "https://www.reddit.com/r/Fire/comments/1xosohy/psychological_support/" }, { "title": "Pay off 50% of our mortgage or put $280k into VOO? Looking for FIRE perspectives", "score": 91, "comments": 207, "created_utc": 1794129702.652, "snippet": "My wife and I are in our mid-30s with two young children, working remotely from the Alps in secure but demanding tech jobs. We earn exceptionally well for where we are, but our salaries would not...", "url": "https://www.reddit.com/r/Fire/comments/1xqueuz/pay_off_50_of_our_mortgage_or_put_280k_into_voo/" }, { "title": "Anticipating layoff, should I continue maxing my tax-advantaged accounts or save more for a sabbatical?", "score": 72, "comments": 52, "created_utc": 1794105005.308, "snippet": "I've survived two layoffs at my tech company. However, I sense a third one after retrospecting on the signs of the first two. I've been lucky so far, but who knows if my luck will run out on the...", "url": "https://www.reddit.com/r/Fire/comments/1xqnm1i/anticipating_layoff_should_i_continue_maxing_my/" } ], "newest_posts": [ { "title": "so grateful to have a spouse with the same financial mindset", "score": 1, "comments": 0, "created_utc": 1794444265.664, "url": "https://www.reddit.com/r/Fire/comments/1xtyt5e/so_grateful_to_have_a_spouse_with_the_same/" }, { "title": "Medicare expansion bill for ages 50+ (USA)", "score": 1, "comments": 0, "created_utc": 1794428639.98, "url": "https://www.reddit.com/r/Fire/comments/1xtslno/medicare_expansion_bill_for_ages_50_usa/" }, { "title": "PTO use or lose", "score": 1, "comments": 0, "created_utc": 1794403607.573, "url": "https://www.reddit.com/r/Fire/comments/1xthpe5/pto_use_or_lose/" }, { "title": "Daily FIRE Hangout - Wednesday, November 11, 2026", "score": 1, "comments": 0, "created_utc": 1794394859.898, "url": "https://www.reddit.com/r/Fire/comments/1xtexky/daily_fire_hangout_wednesday_november_11_2026/" }, { "title": "Convince me not to buy NVIDIA and stay on the path", "score": 1, "comments": 0, "created_utc": 1794378877.273, "url": "https://www.reddit.com/r/Fire/comments/1xtaoni/convince_me_not_to_buy_nvidia_and_stay_on_the_path/" }, { "title": "Strategy Review Request", "score": 1, "comments": 0, "created_utc": 1794370226.881, "url": "https://www.reddit.com/r/Fire/comments/1xt834v/strategy_review_request/" }, { "title": "Pulling the rip cord and anxiety.", "score": 10, "comments": 81, "created_utc": 1794319716.286, "url": "https://www.reddit.com/r/Fire/comments/1xsntd8/pulling_the_rip_cord_and_anxiety/" }, { "title": "Do I Rob Future Me?", "score": 0, "comments": 80, "created_utc": 1794316210.869, "url": "https://www.reddit.com/r/Fire/comments/1xsmi3b/do_i_rob_future_me/" }, { "title": "Daily FIRE Hangout - Tuesday, November 10, 2026", "score": 3, "comments": 18, "created_utc": 1794308482.451, "url": "https://www.reddit.com/r/Fire/comments/1xsk2aq/daily_fire_hangout_tuesday_november_10_2026/" }, { "title": "Should I covert my 401k's to a Roth IRA. Recently laid off at 45.", "score": 56, "comments": 60, "created_utc": 1794269686.047, "url": "https://www.reddit.com/r/Fire/comments/1xs8ezt/should_i_covert_my_401ks_to_a_roth_ira_recently/" } ], "words_this_week": [ { "word": "hangout", "titles": 23 }, { "word": "november", "titles": 18 }, { "word": "much", "titles": 8 }, { "word": "aca", "titles": 7 }, { "word": "ira", "titles": 6 }, { "word": "work", "titles": 5 }, { "word": "recently", "titles": 5 }, { "word": "quit", "titles": 5 }, { "word": "roth", "titles": 5 }, { "word": "then", "titles": 5 }, { "word": "financial", "titles": 5 }, { "word": "october", "titles": 5 } ], "preview": "This is a preview. 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