{ "subreddit": "r/eupersonalfinance", "page": "https://redlisten.com/r/eupersonalfinance", "updated": "2026-11-12T00:55:55.851Z", "members": 1024309, "activity": { "posts_last_24_hours": 2, "posts_per_hour": 0.1, "comments_per_hour": 1.9, "newest_post_utc": 1794434032.439, "newest_comment_utc": 1794414782.036 }, "top_threads_this_week": [ { "title": "24M - live with parents; 10k to my name what to do?", "score": 63, "comments": 52, "created_utc": 1793900093.161, "snippet": "Hello everyone, I'm currently living with parents and have 10.000€ saved 2k in cash and 8k on my bank account. What can I make now besides working so that I can grow my capital? Was thinking maybe...", "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xoou8w/24m_live_with_parents_10k_to_my_name_what_to_do/" }, { "title": "Investing in VWCE long term", "score": 55, "comments": 46, "created_utc": 1794216198.117, "snippet": "Hello everyone! I recently opened up and IBKR account and started investing in VWCE ETF only, since I don't want to buy individual riskier stocks. In my early 20s and make a decent amount of...", "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xrn88r/investing_in_vwce_long_term/" }, { "title": "Webn, vwce and other all world etfs", "score": 19, "comments": 37, "created_utc": 1794304200.08, "snippet": "Hi everyone, i am 25 years old For the past year, I've been investing every month (DCA) in the S&P 500 through Trading 212. Since I'm planning to keep investing for years, I started thinking about...", "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xsivux/webn_vwce_and_other_all_world_etfs/" }, { "title": "Torn between IBKR and T212", "score": 15, "comments": 31, "created_utc": 1794160038.634, "snippet": "Hi guys. So im just starting out ETF investing and i really cant decide on what platform to use. I will be DCAing decent amounts every month between 2 ETFs that are available on both platforms....", "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xr4b21/torn_between_ibkr_and_t212/" }, { "title": "Personal Investment rules for lumpsums?", "score": 3, "comments": 7, "created_utc": 1794237379.495, "snippet": "What are yalls rules around lumpsum investing in addition to monthly DCA? If you can predict throughout the year additional money coming in from bonuses, tax refunds or other sources - do you...", "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xruabm/personal_investment_rules_for_lumpsums/" }, { "title": "26M, great job, good salary, let me know if im right about financing", "score": 3, "comments": 9, "created_utc": 1793997368.338, "snippet": "Hi, I am working a great engineering/project manager job, seems like it should be pretty stable for next year, and i make good money for my age, around 3.0k euro after tax. I have total saved...", "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xpng4k/26m_great_job_good_salary_let_me_know_if_im_right/" }, { "title": "50k to invest as a first timer", "score": 2, "comments": 8, "created_utc": 1794333455.235, "snippet": "Hi guys, newbie here. I'm in my early 30s and spent most of my 20s saving money and never investing unfortunately. I've aways wanted to do it but my father really pushed me not to do it because I...", "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xstqw6/50k_to_invest_as_a_first_timer/" }, { "title": "Raising or Bunq for a 2 years saving plan.", "score": 1, "comments": 5, "created_utc": 1794055891.03, "snippet": "To keep it easy.. I aleady have 6 months expenses saved. I have a bit of pressure and from this Nov 2026 looking to save per month 800 eu with a limit of 2 years. Need to get close 35k eu as I...", "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xq5n80/raising_or_bunq_for_a_2_years_saving_plan/" }, { "title": "Stick with SPYY or switch everything to VALL/VGLA?", "score": 1, "comments": 0, "created_utc": 1794434032.439, "snippet": "I know this topic has probably come up a few times already, so apologies for bringing it up again, but I will do :) I'm 33, based in the Netherlands, and investing €500/month. Planning to stay...", "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xtuuut/stick_with_spyy_or_switch_everything_to_vallvgla/" }, { "title": "Buying last year's best country fund every January: over 28 years it did worse than holding all 13 countries", "score": 1, "comments": 0, "created_utc": 1794396918.127, "snippet": "Every January some country has just had a great year, and it's tempting to move money there. I tested a simple version of that on 13 country funds from 1998 to 16 October 2026: each January, half...", "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xtfihi/buying_last_years_best_country_fund_every_january/" } ], "newest_posts": [ { "title": "Stick with SPYY or switch everything to VALL/VGLA?", "score": 1, "comments": 0, "created_utc": 1794434032.439, "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xtuuut/stick_with_spyy_or_switch_everything_to_vallvgla/" }, { "title": "Buying last year's best country fund every January: over 28 years it did worse than holding all 13 countries", "score": 1, "comments": 0, "created_utc": 1794396918.127, "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xtfihi/buying_last_years_best_country_fund_every_january/" }, { "title": "Investing in ETFs – looking for advice on brokers, taxes, and your experiences!", "score": 1, "comments": 0, "created_utc": 1794346034.769, "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xsz8be/investing_in_etfs_looking_for_advice_on_brokers/" }, { "title": "50k to invest as a first timer", "score": 2, "comments": 8, "created_utc": 1794333455.235, "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xstqw6/50k_to_invest_as_a_first_timer/" }, { "title": "VAT merged into price when selling outside of EU?", "score": 0, "comments": 5, "created_utc": 1794327641.102, "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xsr603/vat_merged_into_price_when_selling_outside_of_eu/" }, { "title": "Advice on ISA in UK whilst living in Germany for a young adult in education", "score": 0, "comments": 7, "created_utc": 1794310985.587, "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xskrtl/advice_on_isa_in_uk_whilst_living_in_germany_for/" }, { "title": "Webn, vwce and other all world etfs", "score": 19, "comments": 37, "created_utc": 1794304200.08, "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xsivux/webn_vwce_and_other_all_world_etfs/" }, { "title": "Personal Investment rules for lumpsums?", "score": 3, "comments": 7, "created_utc": 1794237379.495, "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xruabm/personal_investment_rules_for_lumpsums/" }, { "title": "Investing in VWCE long term", "score": 55, "comments": 46, "created_utc": 1794216198.117, "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xrn88r/investing_in_vwce_long_term/" }, { "title": "Did someone ever tried P2P lending here ?", "score": 0, "comments": 27, "created_utc": 1794163051.728, "url": "https://www.reddit.com/r/eupersonalfinance/comments/1xr5jek/did_someone_ever_tried_p2p_lending_here/" } ], "words_this_week": [ { "word": "vwce", "titles": 8 }, { "word": "advice", "titles": 8 }, { "word": "investing", "titles": 5 }, { "word": "etfs", "titles": 5 }, { "word": "invest", "titles": 5 }, { "word": "best", "titles": 5 }, { "word": "ibkr", "titles": 4 }, { "word": "investment", "titles": 4 }, { "word": "plan", "titles": 4 }, { "word": "buying", "titles": 4 }, { "word": "parents", "titles": 3 }, { "word": "good", "titles": 3 } ], "preview": "This is a preview. 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