{ "subreddit": "r/CreditCardsIndia", "page": "https://redlisten.com/r/creditcardsindia", "updated": "2026-11-09T07:27:21.041Z", "members": 407524, "activity": { "posts_last_24_hours": 59, "posts_per_hour": 2.5, "comments_per_hour": 47.8, "newest_post_utc": 1794208011.149, "newest_comment_utc": 1794209038.943 }, "top_threads_this_week": [ { "title": "Employer so goated Axis decides to give Burgundy at half the net salary of criteria they have kept", "score": 1036, "comments": 187, "created_utc": 1794064865.244, "snippet": "Axis approached my employer to onboard employees into their corporate salary package and is offering the Burgundy Premium account at half the usual requirement (i.e., ₹3 lakhs per month). I just...", "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xq8ucs/employer_so_goated_axis_decides_to_give_burgundy/" }, { "title": "Accidentally paid ₹6.23 lakh instead of ₹62,300 at a jewellery store using HDFC Regalia Gold – Need advice on refund, CIBIL and reward points", "score": 523, "comments": 240, "created_utc": 1793977782.31, "snippet": "&x200B; I made a payment mistake at a jewellery store today and would appreciate some advice. I was purchasing jewellery worth ₹62,300, but accidentally entered/paid ₹6,23,000 using my HDFC...", "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xpf589/accidentally_paid_623_lakh_instead_of_62300_at_a/" }, { "title": "Anyone have any idea what's cooking at Slice?", "score": 263, "comments": 18, "created_utc": 1793800299.041, "snippet": "", "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xnopk3/anyone_have_any_idea_whats_cooking_at_slice/" }, { "title": "Perfect Duo(Debit & Credit)", "score": 215, "comments": 129, "created_utc": 1793796243.415, "snippet": "Finally got the duo. Debit Card benefits - Getting 400 every month CC benefits - Amazon,Flipkart..etc 5% cb Both are LTF I blurred the chip for obvious reasons /s", "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xnn9cy/perfect_duodebit_credit/" }, { "title": "Open BSBDA account in HSBC", "score": 193, "comments": 82, "created_utc": 1793876735.871, "snippet": "I went to my nearest HSBC branch and I told them to open a BSBDA. They asked many questions for 30 minutes, like why open a BSBDA account in HSBC and why you chose HSBC. They suggested I not open...", "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xofx1a/open_bsbda_account_in_hsbc/" }, { "title": "Finally joining the Diners Party", "score": 190, "comments": 85, "created_utc": 1793817305.622, "snippet": "Got hands on my first premium credit card, and the process just took 5 mins. Physical card delivered within 2 days DCBM was pre-approved and I was very skeptical on applying for the card previous...", "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xnw0qb/finally_joining_the_diners_party/" }, { "title": "My DCB Metal Credit Card Journey", "score": 110, "comments": 81, "created_utc": 1794043722.38, "snippet": "Hey everyone, ​Thought I’d share my experience trying to get the HDFC Diners Club Black Metal card, especially since upgrading from a co-branded card usually feels like hitting a brick wall with...", "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xq2dl2/my_dcb_metal_credit_card_journey/" }, { "title": "Got my first credit card", "score": 103, "comments": 23, "created_utc": 1793904301.997, "snippet": "Recently joined as a fresher was offered corporate accounts in a couple of banks chose HDFC", "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xoqpgc/got_my_first_credit_card/" }, { "title": "anyone remember these legacy cards?", "score": 95, "comments": 16, "created_utc": 1794121861.327, "snippet": "found my dad's old maestro card from 2008 during diwali safai", "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xqsfu2/anyone_remember_these_legacy_cards/" }, { "title": "ICICI Bank Revises Minimum Balance Requirements Again, Effective from 1 December 2026", "score": 95, "comments": 46, "created_utc": 1793764542.801, "snippet": "ICICI Bank, which increased its minimum monthly average balance requirements in 2025 to Rs 15000 for Metro/Urban branches, Rs 7500 for Semi-Urban branches and Rs 5000 for Rural branches, is now...", "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xnea13/icici_bank_revises_minimum_balance_requirements/" } ], "newest_posts": [ { "title": "Axis Privilege Devaluation - 25K spends required for Movie Benefits.", "score": 1, "comments": 1, "created_utc": 1794208011.149, "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xrl37a/axis_privilege_devaluation_25k_spends_required/" }, { "title": "Why do Indian banks tend to offer lower credit limits compared to foreign banks?", "score": 0, "comments": 2, "created_utc": 1794207546.984, "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xrkyer/why_do_indian_banks_tend_to_offer_lower_credit/" }, { "title": "Axis Privelege Buy one get one movie offer - Devalued", "score": 2, "comments": 0, "created_utc": 1794207262.276, "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xrkvrr/axis_privelege_buy_one_get_one_movie_offer/" }, { "title": "Card closure Guide IDFC bank", "score": 1, "comments": 1, "created_utc": 1794202731.749, "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xrjloa/card_closure_guide_idfc_bank/" }, { "title": "Salary account + credit card advice: ₹1L quarterly spend, zero forex and premium lounges", "score": 6, "comments": 1, "created_utc": 1794201591.742, "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xrj9iv/salary_account_credit_card_advice_1l_quarterly/" }, { "title": "Axis My Zone to Axis Privilege Amex (LTF) upgrade – Worth it? What happens to my credit history?", "score": 3, "comments": 19, "created_utc": 1794200382.653, "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xrivxr/axis_my_zone_to_axis_privilege_amex_ltf_upgrade/" }, { "title": "Scammed on credit card while online shopping", "score": 0, "comments": 1, "created_utc": 1794200312.804, "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xriv6e/scammed_on_credit_card_while_online_shopping/" }, { "title": "ICICI HPCL Coral fuel cashback on UPI apps / Samsung Wallet Tap & Pay?", "score": 1, "comments": 10, "created_utc": 1794199036.306, "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xrih7g/icici_hpcl_coral_fuel_cashback_on_upi_apps/" }, { "title": "Got an offer to upgrade Indusind signature to pinnacle, is it really LTF though?", "score": 2, "comments": 2, "created_utc": 1794197064.087, "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xrhvii/got_an_offer_to_upgrade_indusind_signature_to/" }, { "title": "HSBC Rupay Cashback is the best Rupay card ever", "score": 79, "comments": 86, "created_utc": 1794194119.956, "url": "https://www.reddit.com/r/CreditCardsIndia/comments/1xrgyek/hsbc_rupay_cashback_is_the_best_rupay_card_ever/" } ], "words_this_week": [ { "word": "hdfc", "titles": 22 }, { "word": "axis", "titles": 19 }, { "word": "sbi", "titles": 18 }, { "word": "hsbc", "titles": 16 }, { "word": "bank", "titles": 13 }, { "word": "account", "titles": 11 }, { "word": "portfolio", "titles": 11 }, { "word": "salary", "titles": 10 }, { "word": "icici", "titles": 10 }, { "word": "best", "titles": 10 }, { "word": "cashback", "titles": 10 }, { "word": "gold", "titles": 9 } ], "preview": "This is a preview. 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