{
  "subreddit": "r/biltrewards",
  "page": "https://redlisten.com/r/biltrewards",
  "updated": "2026-11-09T04:25:01.337Z",
  "members": 61270,
  "activity": {
    "posts_last_24_hours": 4,
    "posts_per_hour": 0.4,
    "comments_per_hour": 3.1,
    "newest_post_utc": 1794192055.272,
    "newest_comment_utc": 1794194318.691
  },
  "top_threads_this_week": [
    {
      "title": "Walgreens credit doesn’t expire.",
      "score": 50,
      "comments": 46,
      "created_utc": 1794076250.99,
      "snippet": "I’ve seen discussion and these monthly credit expires after the current month. I have different experience as shown in the screenshot.",
      "url": "https://www.reddit.com/r/biltrewards/comments/1xqdc9v/walgreens_credit_doesnt_expire/"
    },
    {
      "title": "What’s the best card to pair with the Bilt Palladium?",
      "score": 34,
      "comments": 129,
      "created_utc": 1793877054.675,
      "snippet": "I’m trying to optimize my 2-card (or 3-card) daily setup. The palladium is great as an all-around 2X catch-all card, a rent/mortgage earner (up to 1.25X), and for lounge access with priority pass....",
      "url": "https://www.reddit.com/r/biltrewards/comments/1xog08j/whats_the_best_card_to_pair_with_the_bilt/"
    },
    {
      "title": "Just got my Palladium a few days ago, should I do a Points Accelerator right away?",
      "score": 12,
      "comments": 25,
      "created_utc": 1793858564.316,
      "snippet": "I'm thinking I should've done this right away since I have to spend $4k anyway, is that the right thought process? I already spent nearly $1k too 😒 To make it really worthwhile at this point I'd...",
      "url": "https://www.reddit.com/r/biltrewards/comments/1xob76d/just_got_my_palladium_a_few_days_ago_should_i_do/"
    },
    {
      "title": "High rent, low spend, don't use hotel credits. Any possible justification for keeping Palladium?",
      "score": 12,
      "comments": 43,
      "created_utc": 1793826350.992,
      "snippet": "I think I am planning on downgrading from Palladium to Blue (and move most of my spend to my CSP), but hoping someone can help me think through whether I’m missing something. My situation \\+ My...",
      "url": "https://www.reddit.com/r/biltrewards/comments/1xnzwt4/high_rent_low_spend_dont_use_hotel_credits_any/"
    },
    {
      "title": "Why did I go from gold to silver status?",
      "score": 11,
      "comments": 9,
      "created_utc": 1794039413.649,
      "snippet": "Got the palladium in September and hit gold the same month. Now it says I’ve got silver.",
      "url": "https://www.reddit.com/r/biltrewards/comments/1xq1a9t/why_did_i_go_from_gold_to_silver_status/"
    },
    {
      "title": "Upgrading from Bilt Blue to Palladium",
      "score": 10,
      "comments": 8,
      "created_utc": 1793652322.661,
      "snippet": "Hey guys, I wanted to upgrade my Bilt Blue card to the Bilt Palladium card, but I am only being offered the Obsidian card. I have an Amex Gold card, so I don't find this to be useful, and I want...",
      "url": "https://www.reddit.com/r/biltrewards/comments/1xm8yvm/upgrading_from_bilt_blue_to_palladium/"
    },
    {
      "title": "Customer Service Success Story - They Refunded Non-Refundable Travel!",
      "score": 8,
      "comments": 6,
      "created_utc": 1793997044.178,
      "snippet": "Just have to share this story since I've been seeing so many people on here badmouthing the Bilt customer service lately. Long story short, I booked 2 non-refundable trips, one using my $200...",
      "url": "https://www.reddit.com/r/biltrewards/comments/1xpnbk8/customer_service_success_story_they_refunded/"
    },
    {
      "title": "My account has been frozen for 32 days and counting",
      "score": 7,
      "comments": 10,
      "created_utc": 1793660112.063,
      "snippet": "Hey has anyone been having issues with the Bilt card. I made a large purchase and it triggered cardless to freeze my account. Since then I found out because of my card declining and I called and...",
      "url": "https://www.reddit.com/r/biltrewards/comments/1xmc9tq/my_account_has_been_frozen_for_32_days_and/"
    },
    {
      "title": "Downgrading Bilt Palladium: Sign up Bonus and Hotel Credit",
      "score": 6,
      "comments": 17,
      "created_utc": 1793913893.639,
      "snippet": "I can't seem to find a straight answer so here are my questions: 1. If I downgrade my Palladium to an Obsidian after my 1 year anniversary but within 30 days of my annual fee posting, will I get...",
      "url": "https://www.reddit.com/r/biltrewards/comments/1xourfr/downgrading_bilt_palladium_sign_up_bonus_and/"
    },
    {
      "title": "Where you do not earn points with your BILT credit card?",
      "score": 5,
      "comments": 16,
      "created_utc": 1794006090.231,
      "snippet": "The terms have been updated and the complete text for exclusions is this: \"The following purchases and transactions are not eligible purchases for purposes of earning bonus points under the Point...",
      "url": "https://www.reddit.com/r/biltrewards/comments/1xpqvkj/where_you_do_not_earn_points_with_your_bilt/"
    }
  ],
  "newest_posts": [
    {
      "title": "palladium or the obsidian?",
      "score": 3,
      "comments": 10,
      "created_utc": 1794192055.272,
      "url": "https://www.reddit.com/r/biltrewards/comments/1xrg9x5/palladium_or_the_obsidian/"
    },
    {
      "title": "Is it me or Bilt is charging more on foreign transactions?",
      "score": 0,
      "comments": 6,
      "created_utc": 1794181270.644,
      "url": "https://www.reddit.com/r/biltrewards/comments/1xrclie/is_it_me_or_bilt_is_charging_more_on_foreign/"
    },
    {
      "title": "App still says Palladium $200 annual Bilt cash is calendar year - that’s wrong right?",
      "score": 2,
      "comments": 2,
      "created_utc": 1794156688.494,
      "url": "https://www.reddit.com/r/biltrewards/comments/1xr2y1z/app_still_says_palladium_200_annual_bilt_cash_is/"
    },
    {
      "title": "Bilt 2.0 confusion",
      "score": 0,
      "comments": 7,
      "created_utc": 1794127928.09,
      "url": "https://www.reddit.com/r/biltrewards/comments/1xqtytd/bilt_20_confusion/"
    },
    {
      "title": "BILT Palladium - Worth it??",
      "score": 0,
      "comments": 17,
      "created_utc": 1794099296.311,
      "url": "https://www.reddit.com/r/biltrewards/comments/1xqlrvl/bilt_palladium_worth_it/"
    },
    {
      "title": "Walgreens credit doesn’t expire.",
      "score": 50,
      "comments": 46,
      "created_utc": 1794076250.99,
      "url": "https://www.reddit.com/r/biltrewards/comments/1xqdc9v/walgreens_credit_doesnt_expire/"
    },
    {
      "title": "Landlord only takes Zelle, can I Venmo roommate full amount to get points and have roomy Zelle landlord?",
      "score": 1,
      "comments": 15,
      "created_utc": 1794074052.106,
      "url": "https://www.reddit.com/r/biltrewards/comments/1xqcgog/landlord_only_takes_zelle_can_i_venmo_roommate/"
    },
    {
      "title": "Still confused on the 4% cash back/Bikt cash option…",
      "score": 0,
      "comments": 6,
      "created_utc": 1794062470.112,
      "url": "https://www.reddit.com/r/biltrewards/comments/1xq7xms/still_confused_on_the_4_cash_backbikt_cash_option/"
    },
    {
      "title": "Why did I go from gold to silver status?",
      "score": 11,
      "comments": 9,
      "created_utc": 1794039413.649,
      "url": "https://www.reddit.com/r/biltrewards/comments/1xq1a9t/why_did_i_go_from_gold_to_silver_status/"
    },
    {
      "title": "Update on my frozen account:",
      "score": 0,
      "comments": 0,
      "created_utc": 1794011519.871,
      "url": "https://www.reddit.com/r/biltrewards/comments/1xpstlk/update_on_my_frozen_account/"
    }
  ],
  "words_this_week": [
    {
      "word": "palladium",
      "titles": 30
    },
    {
      "word": "card",
      "titles": 22
    },
    {
      "word": "points",
      "titles": 14
    },
    {
      "word": "cash",
      "titles": 12
    },
    {
      "word": "rent",
      "titles": 11
    },
    {
      "word": "obsidian",
      "titles": 11
    },
    {
      "word": "credit",
      "titles": 9
    },
    {
      "word": "right",
      "titles": 8
    },
    {
      "word": "hotel",
      "titles": 8
    },
    {
      "word": "status",
      "titles": 8
    },
    {
      "word": "walgreens",
      "titles": 7
    },
    {
      "word": "best",
      "titles": 7
    }
  ],
  "preview": "This is a preview. Every post and comment in r/biltrewards, live, as JSON or RSS on the same paths a Reddit client uses, plus keyword streams to Slack, Discord, webhook or email, needs a free key: https://app.redlisten.com/?signup=1&utm_source=redlisten&utm_medium=subreddit",
  "docs": "https://redlisten.com/docs",
  "attribution": "Source: Redlisten, https://redlisten.com/r/biltrewards"
}